1st Option Insurance

Advantages: Economical, easy to run, cheap insurance
Disadvantages: lack of space

...I had a 1.1 Independence. It was a nippy car, & easy to fuel and insure. It's low insurance & tax means it's economical, along with its high fuel efficiency. It also found it quite powerful and nippy for a 1.1. It is a small car, but robust, I rolled mine, & while it was a right off, I walked away pretty much unhurt, so they're strongly built cars. I loved my 106, & found it to be the perfect 1st car for me. I needed something small & easy to drive, & while mine didn't have power steering, it was still light to steer and easy driven. My 106 was about £5k brand new, although I’m not sure that Peugeot are still making them, as I haven’t been able to bring up any information about the car on their website. I guess the popularity of the 206, for about 2k more expensive meant that people weren’t buying as many 106... Read review

Ciao members have rated this review on average somewhat helpful

Advantages: You get an insurance
Disadvantages: You can wait ages for correspondence

...My partner has had insurance with privilege for years. So it seemed logical to get insurance for my car with privilege as well. So after paying the 1st year insurance monthly by DD. (Third party) Everything was good. Till a couple of months into the insurance we decided to sell the fiesta and purchase a chrysler. The funny thing is that our neighbour bought the car and he got his insurance from them!!) I phoned up the insurance company to tell them we are cancelling, & informed the DVLA. That was the end of the matter - or so I thought. A few months later I got a letter demanding full payment. I contacted them and they said to pay the full premium and to contact DVLA to get the change of ownership documents and send this to them. So I sent £5 to dvla to get the change of ownership documents photocopied. Then sent these to privilege. We... Read review

Ciao members have rated this review on average somewhat helpful

Advantages: Your covered
Disadvantages: Your not covered

...Lets say I'm the owner of an Insurance Company and to break my way into the market I specialise in cars. I advertise in the national press, which isn't cheap, I have to get policyholders somewhere. Having already read the statistics from other insurance companies, now that I'm a member, I find out that the highest number of claims come from drivers in the 17 to 25 age group so I have to estimate my premium collection against my suspected liabilities. I have to keep my premiums down to attract new policyholders. I don't really want the 17 to 25 group they cost me money so I'll make it expensive for them to join. What I really want is 40 to 70 year olds who do about 10,000 or less miles a year so I'll keep their premiums down. At the end of my 1st year I balance the books and find I've underestimated my liabilities because... Read review

Ciao members have rated this review on average helpful