About me:I am back - Reading - Rating and reviewing very soon
Member since:01.05.2005
Reviews:49
Members who trust:107
Review rated by 33 Ciao members on average: helpful
This review received a counterstatement by a party concernedRead Comment
AA offer one of the best car insurance policies around to date.
I done a quote online with the AA @ www.aa.co.uk The price I thought was good so I thought I would contact them via the telephone to confirm and get more details on the policy benefits.
Here is what I found out, The benefits below are standard to a fully comp policy.
Legal cover you will get £50k worth of legal cover on your policy, This will allow you to reclaim any out of pocket losses after a accident.
Courtesy Car: This is guaranteed until the claim (accident) is settled, There is no extra charge for this either.
Theft: If your car is stolen you will receive a hired car until settled again. This is superb
Glass Cover: There standard excess is £50.00 however this does not cover a glass sunroof should you have one.
Foreign Travel: Included in the price 90days
Personal Accident cover: £5000 max per person, this will increase to £7500 if AA breakdown member.
Lock Replacement cover: Not offered by AA
Medical Expenses: £300 per person, If AA member then £400
Stereo Cover, This was unlimted if standard stereo in car, If you have changed stereo then the max they will cover is £350
Personal Effects cover: £150 if AA member then £200 This covers all you personal effects in the event of theft ie glasses, mobile etc
Charges that may apply to me in the event of any changes or cancellation:
If i cancel then I would be charged pro-rata plus £25.00
If I change anything they will make a admin charge of £25.00, Ie, Change address, Change car, Notify of new job. So you need new docs you will need to pay £25.00
Apr for paying by monthly installments is 24.9%
They do offer the best benefits out of every insurer I called this year, So why am I not insured with them: My reason is they wont allow me to drive any other car on a third party
02.05.2006 00:02
I'm in the AA but found the insurance quote far higher than the one of got now.
12.06.2005 19:22
I'm with the RAC and shock horror I've given you a H rating for this!! Lucie xxx
12.06.2005 16:31
A nice comprehensive review... I was left wondering how much you paid for it though and what car you were insuring? Thanks very much though. xx