Advantages: None Disadvantages: Very high fees, no debt management performed
...I have to agree with the other reviewer - please, please never ever use Churchwood FinancialLtd (or any of the other companies they trade as).
I went to them because my repayments and interest were becoming unmanageable. When I finally left them almost six months later, I was simply more in debt than when I started.
They promise to take care of everything... If only this was even half way true. They promise to liaise with creditors, set up repayment agreements that will stop your interest and charges. THEY DONT!
One of the first things they tell you (\"advise you\") is to stop taking any calls or replying to any letters from creditors. Just give them all to them. They also say stop making payments. Although I was struggling, I was making all payments on time and had never been charged extra fees up until I contacted Churchwood...
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Ciao members have rated this review on average helpful
Advantages: Very fast service, accurate impartial advice, help people with credit problems Disadvantages: Telephone line only open in business hours, don't offer unsecured loans
...I was in a real mess with my finances and finally admitted to myself that I needed to do something about it. I had seen all the adverts on TV about consolidating your credit cards and thought i'd give one of them a call. The service I got from the company I called wasn't great and it felt like they were pressurising me.
At this point I decided to go onto Google and do a search for companies that actually offer advice, rather than trying to force finance down your throat. I found www.spdirect.com, the loan site of Stirling Partners Ltd. I tried their number but it was about 9 at night and it was on a voicemail, so i filled in their online form instead. The next day first thing I had a financial adviser call me back and go through my situation.
They listened to what I had to say and offered good advice, they sounded like...
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Ciao members have rated this review on average somewhat helpful
Advantages: Great explanations Disadvantages: Site design is somewhat lacking
...I stumbled across financial-spread-betting.com while searching on google on the subject. I am really a complete newbie where financial products are concerned and the site was a great help in giving me a first overview of the subject.
The site explains financial spread betting in detail including contact details of each of the main spread betting firms and the advantages and disadvantages of spread betting complemented by some history of the firms, as well as some feedback on binary bets (didn't really understand how these work though) and a section on gambling with a story of how an individual managed to ruin himself gambling lmao
As I've stated the site explains where you can spread bet - it also includes a very handy financial directory which i've bookmaked - i'm sure to be using this on a regular basis....
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Ciao members have rated this review on average somewhat helpful
My brother does like to get some of the newest technology around, and has been showing off his new mobile telephone to me for a couple of weeks now. I feel like I know enough, after all his gloating, to be able to write a review about it already!! This more
***An introduction – this has nothing to do with the P990i – but I start my reviews with background information. If you just want to know the specifications of the phone, then I suggest you visit the Sony website or scroll down my review***
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