Author's product rating: 
| Advantages: |
Saved me a lot of money ! ! ! |
| Disadvantages: |
if its not covered then u lose out |
| Recommend to potential buyers: |
yes |
Money, Money, Money.
I was a bit sceptical when buying Mot Test Insurance by the vauxhall dealer, but i was told "it was a bargain for £35" so just a year passed I thought to myself what the hell I'll just take it.
It covers up to £750 of repairs on your Mot, although there are exclusions e.g bodywork, corrosion and wear and tear. It has to be bought 6 months before Mot is due, the car has to be less than 8 years old and less than 80,000 miles.
The car is getting on a bit now, shes not as young as she used to be. 1997 Vectra, and I didnt spend a penny in the last Mot so though this years would need a few things doing.
"THE MOT", I just knew it i said to myself. It's gone and failed. Written at the bottom of the VT30 (failure sheet) was. "In my opinion this car is dangerous to drive for the following reasons the brakes.
-Passenger front brake pipe
-Front brakes vibration
-Rear brakes vibration
-Handbrake sized on drivers side
having just booked my holiday I was not in the mood to go forking money out on the car, but it had to be done. Thinkin that the front/rear discs and pads would likely be wear and tear, and they aren't too cheap either.
The guy had to phone the warranty company for authorisation. He read all the failures out on the phones, as he ticked off each item that had failed.
"Do you want the good news?" He said
They covered my front discs and pads, labour for freeing off the handbrake, replacement of the handbrake cable and also my rear discs and pads.
I was just so ecstatic - They covered just over £450 worth of repairs whilst I was only paying a very small amount for the brake pipe and the cost of the MOT.
So next time if your offered MOT Test Insurance, take them up on it for all the amount that it costs it may save you money just like it did me.
I know that abbraxas is the company used by this dealer, may be different for others.
