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Home > Finance > Banking & Personal Finance > Mortgage Lenders > Accord Mortgages
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3 Reviews

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Accord part of the Yorkshire Building Society - currently on a 5 year fixed mortgage at 6.19%. i wanted to take advantage of my 10% overpayment allowance which they are very keen to promote... more

User Reviews

for Accord Mortgages
  • 7 of 7 Ciao users found the following review helpful
    Picture of BLACKDOG100

    BLACKDOG100

    4 Stars Accord Mortgages "Accords the right solutions" 28/02/2006
    User recommends the product

    Advantages Advantages Good products. Current outgoings such as credit card payments are not taken into the multiplier

    Disadvantages Disadvantages Only available through intermediaries

    I know that out there there are a lot of good organised people who never have any credit card balances, and are able to always pay them totaly at the end of the month. If you are like me and I know that there are a lot of others, and you have a handfull of cards with balances that do not get cleared at the end of each month, then before you know it, you do not know where you are. I know this may sound irresponsible but I do manage my debt and was therefore looking to consolidate my credir card debt with my morgage payment. To this end I used a mortgage broker (Who I will write a review on ... more
  • 1 of 3 Ciao users found the following review helpful
    Picture of Graeme1211

    Graeme1211

    1 Star Greedy Lenders 07/08/2010
    User doesn't recommend the product

    Advantages Advantages self cert

    Disadvantages Disadvantages Greedy, brokers only

    Accord part of the Yorkshire Building Society - currently on a 5 year fixed mortgage at 6.19%. i wanted to take advantage of my 10% overpayment allowance which they are very keen to promote. All well in year 1, but in year 2, they reduced my standard monthly payment. so although i am allowed to pay 10% overpayment of the previous year’s balance, as they have reduce my standard monthly payment, they are in effect reducing the overpayment entitlement to approx 8% when compared to year 1 payments. Assume same will happen in subsequent years. They are not keen to advise you that if you make over ... more
  • 1 of 7 Ciao users found the following review helpful
    Picture of heather26

    heather26

    4 Stars Accord Mortgages 01/11/2006
    User recommends the product

    Advantages Advantages take into account tax credits

    Disadvantages Disadvantages deposit

    after having a low income which is increased with my tax credits, a lot of mortgage companies tunred me down, or of they offered me it was based on my wages with all outgoins taken not account. with accord mortages they take into account your tax credits as an income and dont take into account your outgoings etc. you get placed into a category, prime, credit repair or sub prime. this is based on your credit history. this allowed me to practically double the amount offered to me for a mortgage. as i was getting a sub prime mortgage i had to find a 5% deposit, this changes with what level of ... more