Accord Mortgages

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... However, partly because I was looking to consolidate credit card debt with my mortgage, the broker recomended Accord Mortgages to me. This was primarily because Accord mortgages is only available through intermediaries, and secondly because they do not take into consideration your current ... Read review

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Community Level 1BLACKDOG100

BLACKDOG100

Accord Mortgages "Accords the right solutions"

AdvantagesGood products. Current outgoings such as credit card payments are not taken into the multiplier

DisadvantagesOnly available through intermediaries

"...my mortgage, the broker recomended Accord Mortgages to me. This was primarily because Accord mortgages is only available through intermediaries, and secondly because they do not take into consideration your current out goings in terms of credit card repayments as others do, even though you intend to lower your month out goings by consolidating. Like me alot of you will probably have never heard of Accord Mortgages. In fact they our an owned ..." Read review
01.03.2006

Ciao members have rated this review on average: helpful

Community Level 1Graeme1211

Graeme1211

Greedy Lenders

Advantagesself cert

DisadvantagesGreedy, brokers only

"Accord part of the Yorkshire Building Society - currently on a 5 year fixed mortgage at 6.19%. i wanted to take advantage of my 10% overpayment allowance which they are very keen to promote. All well in year 1, but in year 2, they reduced my standard monthly payment. so although i am allowed to pay 10% overpayment of the previous year’s balance, as they have reduce my standard monthly payment, they are in effect reducing the overpayment entitlement ..." Read review
07.08.2010

Ciao members have rated this review on average: somewhat helpful

Community Level 1heather26

heather26

Accord Mortgages

Advantagestake into account tax credits

Disadvantagesdeposit

"...all outgoins taken not account. with accord mortages they take into account your tax credits as an income and dont take into account your outgoings etc. you get placed into a category, prime, credit repair or sub prime. this is based on your credit history. this allowed me to practically double the amount offered to me for a mortgage. as i was getting a sub prime mortgage i had to find a 5% deposit, this changes with what level of mortgage ..." Read review
01.11.2006

Ciao members have rated this review on average: somewhat helpful

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