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Graeme1211

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Member since:07.08.2010

Reviews:1

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Greedy Lenders

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07.08.2010

Advantages:
self cert

Disadvantages:
Greedy, brokers only

Recommendable No:

Detailed rating:

Promptness of service

Efficiency of service

Competitiveness of charges/rates

Staff courtesyAverage

Online - Content/organization of siteVery Poor

Online - Reliability/speed of siteAverage

Online - Ease of applying for productsVery Poor

Online - Investment trackingVery Poor

2 Ciao members have rated this review on average: somewhat helpful See ratings
helpful by (33%):
  1. robjak
somewhat helpful by (67%):
  1. TheHairyGodmother
  2. dynamicnurse

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Accord part of the Yorkshire Building Society - currently on a 5 year fixed mortgage at 6.19%. i wanted to take advantage of my 10% overpayment allowance which they are very keen to promote. All well in year 1, but in year 2, they reduced my standard monthly payment. so although i am allowed to pay 10% overpayment of the previous year’s balance, as they have reduce my standard monthly payment, they are in effect reducing the overpayment entitlement to approx 8% when compared to year 1 payments. Assume same will happen in subsequent years.

They are not keen to advise you that if you make over payment that they will reduce next years monthly payments. Theoretically there is nothing in their terms that prevents them from changing your monthly payment to £0, therefore reducing the amount you can pay, therefore they get more money in interest.

My advice is to stay away from Greedy Accord Mortgages and Yorkshire Building Society.

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This review of Accord Mortgages has been rated:

"helpful" by (33%):

  1. robjak

"somewhat helpful" by (67%):

  1. TheHairyGodmother
  2. dynamicnurse

The overall rating of a review is different from a simple average of all individual ratings.



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