At the age of 21, I bought a Ford Escort Ghia (1994) 1.6 16v. With no No-Claims Bonus, the cheapest insurance quote I got was £1000, Fully Comprehensive. Yes, you did read that correctly. My occupation isn't dodgy and I have a clean license as well. Anyway, my poor car got stolen and my premium rocketed by another £400 with the same insurers (Lloyd's of London, incidentally - please avoid if you value your cash!). After telling them where they could stick their insurance, I phoned around most of the big insurers (Cornhill, Norwich Union, PremiumSearch, even KwikFit!!) I finally called Admiral. What a pleasant surprise I got. Firstly, they quoted me about £500 cheaper than the best other quote I'd had, which was £1000, and they put me on their 'Bonus Accelerator' policy - which boils down to the fact that you earn a year's No-Claims Bonus in ten months, the only downside to this being that you only get ten months insurance, not twelve. That's still Fully Comp. Nonetheless, I accepted this quote. One of the wisest moves I've ever made. The staff were all extremely knowledgeable, and everything was sorted out so quickly and with absolutely no fuss at all. Probably better for young (under 25) drivers with little or no No-Claims Bonus, Admiral are well worth a call. If you go Fully Comprehensive as well, you get full breakdown cover from Green Flag (I think it's Green Flag anyway!) for about fifty extra quid. That's the full monty 'Homestart' one too - not just roadside assistance. Motor Insurance is a very competitive market, there's no doubt, but you might just walk away laughing after you've had a chat with Admiral. Under-25 drivers - give 'em a call. You've got nothing to lose, and even the call to them is free!
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Comments about this review »
giantpanda21 12.03.2006 17:38
I'm with Admiral with my car insurance and am 22 and only had my licence 15 months Admiral were the cheapest for me as others were charging £500-£600 and i took the bonus excellorator. Great review
NEWMSV6 25.07.2004 01:26
Totally agree. I'm 22 have one years no claim and only got quoted £1,200 for a clio v6, insurance group 20...
MurkyDismal 13.12.2002 17:07
My insurance is going to be between £1500 - £2000! I'm in the process of getting a car sorted now. Cat x
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Aug 4th, 2000
very helpful by (100%):
