Adrian Flux Insurance

Advantages: Low premiums on high risk groups, excellent service, credit facilities
Disadvantages: none I have found

...that are genuinely good! Adrian Flux Insurance Services (08700 765450) are specialists in this field. Apparently, so a friend who is in insurance told me, they monopolise the classic car insurance industry and put most of that business the underwtiters way. Classic cars are rarely driven and therefore less often crashed, therefore less claims. The underwriters give Adrian Flux high discounts as a result of this and they choose to apply these discounts ...
...no idea how much truth there is in this claim - the person who told me has been in insurance for quite a while and has no reason to lie. Besides this, even if it weren't true, it wouldn't matter because whatever they do to get premiums down, they do it well. I consistently find them the most competitive when quoting. No-one ever beats them (when I'm looking anyway!) Re: my renewal last year, they beat the next best company by £400. I find that quite ... Read review

Advantages: Price, not afraid of high risk drivers, not afraid of non standard cars
Disadvantages: Poor service, expensive add ons, rude customer service agents, length of time on hold is horrendous

...a quote for £1,600 from Adrian Flux which was considerably lower than all of the other quotes. Impressed by the price, I said yeah, and there was 12 months insurance sorted out. Problems began a week later, when I got a letter from them telling me they weren't going to insure me unless I had a Thatcham approved alarm fitted within seven days. This is AFTER I had told them on the phone that the only alarm on it was the standard Rover one. Bang goes ...
...know that much about some modifications. Overall, if you have trouble getting insurance because of your claims or driving history then Adrian Flux will be worthwhile as they'll be one of the few companies to touch you, but be warned, don't expect first class service for the standard fare! ... Read review

Advantages: Fairly Competitive Premium
Disadvantages: Direct Debit Charges & Inexperienced Staff

...previously held a policy with Adrian Flux and must say that I found the whole experience of having a policy with them to be a complete nightmare. There staff were on more than one occasion less than helpful and I spent what seemed to be hours on hold on the phone attempting to get various problems resolved. I have listed below some of the main problems encountered: 1. Continuation cover notes were not automatically issued my Adrian Flux so I had ...
...the direct debit charges. Adrian Flux use a company called Can-Do Finance who basically pay the insurer the full annual premium for the policy which they then collect from you monthly. The price of the policy was £448 plus direct debit surcharge for the year, I paid a £90 deposit, £180 in monthly instalments and had to pay a further £60 at time of cancelletion to clear the finance. This means I ended up paying £330 for a 5 month policy!! Clearly ... Read review

Advantages: Guarantee to beat a better quote from another company
Disadvantages: The same problem as everybody else, amount of time you are on hold!

I found Adrian Flux insurance about 6 years ago when 'searching for cheaper car insurance' and I've renewed with them every year since. As a broker they check their panel of 36 insurance companies (which could be why you are so long on the phone) and do seem to have the customer in mind when finding competitive quotes. With over a 100 different schemes the offer cover for everything from family cars to American hot rods. Their renewal quotes have ...
...I tend to go for the performance side of the market) and if I do find a quote cheaper the will always beat it. They provide the usual extra's such as legal protection, breakdown cover, courtesy car while yours is been repaired etc. I'm afraid I couldn't tell you what the speed and how helpful they are at processing claims as I've not needed to make a claim so far (have I just jinxed that? The wood table is being touched). The staff are friendly ... Read review

After getting a fantastic quote for our vehicle we were over the moon, it nearly halved other quotes we had received. However after a few weeks we recieved a letter telling us our agreement had terminated as they had not recieved our photographs. WE DID SEND PHOTOS BUT THEY DID NOT RECIEVE THEM! THEY SAID THE POSTAL STIKES WERE OUR PORBLEM NOT THEIRS! We offered to send some new ones but they flatly would not co-operate. BEWARE CHEAP COMPANIES ARE CHEAP FOR A REASON, I WOULD HATE TO HAVE HAD TO CLAIM WITH THEM AS THEY ARE HURREDOUS COMMUNICATORS!! BEWARE!!!!