So far - so good! Alliance & Leicester Premier Current Account
I decided that it was about time I looked around to see if I could get a better deal from my bank, having spent 20+ years with the same major player, more out of apathy than loyalty.
I did a bit of research and found that I could open the Alliance and Leicester Premier Current Account on-line and if I used their Premier Switching service to move my direct debits and standing orders, they would match my overdraft limit with my current bank, subject to certain conditions, give me a minimum overdraft of £250 and not charge me any fees for going over my overdraft limit during the switching period.
Additional benefits are £100 for opening my account, FREE European annual multi-trip travel insurance(for eligible account holders up to the age of 65) and a linked PlusSaver savings account, with an enhanced interest rate, (0.75% above current PlusSaver rate of 5.25%.)
Minimum age for this account is 21 and you have to pay in a minimum of £500 per month.
I got an almost instant decision from them and within a week, I have received a welcome pack, cheque book and Pin no. It's early days, I know, but so far, I'm impressed with the overall package and efficiency and ease with which it has happened.
I can't rate staff as yet, as haven't needed to speak to a soul!
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Jul 31st, 2008
very helpful by (13%):
helpful by (88%):
