Advantages: Travel insurance, priority pass membership, accelarated hotel status and more! Disadvantages: Limited acceptance within the UK, although this is improving.
...After having had an AmericanExpress (AMEX) credit card I was more than happy with the level of service I had been receiving and decided to make the move to their Platinum charge card.
The card comes with an annual fee of £300 and includes a whole host of benefits, including comprehensive travelinsurance for you, your children, additional Platinum cardholder and 5 supplementary cardholders, (gold or green) and their children up to age 18.
The travelinsurance includes travel inconvenience cover, which provides you with £150 should your departure be delayed by more than 4 hours, including missed connections, the same amount is payable should your baggage be delayed more than 4 hours, and the same amount again after 48 hours, (excluding your return journey).
You also receive free priority pass membership for both you and your...
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Advantages: Price, Friendly Service Disadvantages: None
...I had been searching around for the best deal on my car insurance! i was with Elephant Insurance and on renewal the price they offered was higher than the year before which prompted me to shop around and not just automatically renew as i have done in the past!
i saw an ad for them on the net and then spoke to Sam who offered me a really good price and explained exactly what my policy included (including courtesty car cover which was very reassuring after hearing a horror story from my friend). i called elephant and they werent able to price match. seeing as the policy was over £90 cheaper i went with ExpressInsurance and i would definitely use them again and will be recommending them to my OH when his insurance needs renewing....
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Advantages: Receive cashback on everyday purchases Disadvantages: Not accepted everywhere.
...I applied for the americanexpress platinum card mainly being because of the initial offer of the 5% cash back for the first three months. after the three months it then goes to 1.5% which is alright when compared to other cashback cards on the market at the moment.
I use my americanexpress basically like a debit card and always always pay it off in full so you can benefit from the cashback.
Cashback is paid annually from the date you got accepted for the card which is good because it builds up and you get a nice chunk back (depending on how much you spent on the card).
You can only be accepted for an americanexpress platinum card if you are earning atleast £20,000 per annum.
Americanexpress is actually accepted in more places now than people may think so there are a lot more chances for you to be earning that lovely...
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