Aqua Credit Card

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... I had not heard of Aqua and had a bit of a read up where I found out that they are backed up by Halifax. They are also apparently good for people with a poor credit rating, earn a low income, or have had a court action for debt. They examine your details and if they allow you to have ... Read review

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1-5 of 8 reviews Show all reviews Show most helpful reviews first Newest first

 

Community Level 1darren3333

Quick review of Aqua Credit Card

"as a whole the service is good.but when trying to get a new card im still waiting after 4 weeks, evry single person who answers the phone tells a different story .even resorting to lies claiming card sent by recorded delivery when this service is not supplied.the operators even cotadict each other about postal dates.
24.04.2007

Ciao members have rated this review on average: helpful

Community Level 4paisleyman

paisleyman

Test The Water - With Aqua Review with images

Advantages reasonable rates, friendly staff

Disadvantages none so far

"...I had not heard of Aqua and had a bit of a read up where I found out that they are backed up by Halifax. They are also apparently good for people with a poor credit rating, earn a low income, or have had a court action for debt. They examine your details and if they allow you to have one of their cards they select a credit limit for you, this I believe is negotiable. It can be increased or decreased at a later date. As I wanted it as a back up ..." Read review
28.01.2007

Ciao members have rated this review on average: helpful

Community Level 1kinetix63

kinetix63

Aqua Credit Card

AdvantagesNo problems if you have a bad credit history, friendly staff.

DisadvantagesPounce on you if you go a penny over your limit, high interest rate.

"...one of each. Thus far, Aqua have been fairly good. They gave me a card, asked no questions, and they seem to be trusting me with it. The APR is fairly high at 35% however it's still lower than Vanquis. Card arrived very quickly, as did the pin and it was a sinch to set up over the phone with them. Direct debit payments can help ensure you never miss a payment date, and you can specify when you want the payment taken. Problems, however, do occur ..." Read review
29.03.2007

Ciao members have rated this review on average: helpful

Community Level 1MCMH

Quick review of Aqua Credit Card

"Extremely slow payment processing. While Barclaycard is clearing my balance in ONE day, Capital one in TWO days, aqua needs SEVEN days. No internet access. Staff is friendly but a bit incompentent. For intance: ask them, when to pay balance in full - not to pay a penny interest while using a card - you will discover new mathematics and end up with 2 + 2 = 5. Apart from that - I had no problems with using card abroad, currencies converting, and its a good MC card.
05.01.2009

Ciao members have rated this review on average: helpful

Community Level 1gabala

Quick review of Aqua Credit Card

"I applied for a Aqua card in February 2008 which, unfortunately came when I had to go away in an emergency, subsequently the card and pin number were stolen. The theft was reported to both the card company and the police, the incident was never investigated properly and I have been made to feel as though i was the thief and penalised for the theft. I must say the only thing that I did wrong was go to university and incurr an adverse credit history. I am currently been harrassed for payments that are not mine, communication very poor, stripped of credit limit and also charged for late payments despite evidence that has been provided to prove my wereabouts. On the whole they should be reported!! HELP???
18.06.2008

Ciao members have rated this review on average: helpful

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