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  • Aqua Credit Card

Reviews - Aqua Credit Card

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Super

“Test The Water - With Aqua”

published 28/01/2007

reasonable rates, friendly staff

none so far

About March 2006 I decided I would try for a back up credit card and went online to test the water so to speak. These days credit cards seem to spring up like weeds in a garden. There were very many cards I had never heard of all in a range of attractive colors, designs and shapes - and interest...

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Super

“Aqua Credit Card”

published 29/03/2007

No problems if you have a bad credit history, frie...

Pounce on you if you go a penny over your limit, h...

So I have one of the worst credit histories you can imagine. Mainly down to my rather dubious behaviour with credit when I was at university. So I have been suffering with it ever since, even though it's all cleared off now. The 3 main players in the "Sub Prime" credit card market are Vanquis...

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Competitiveness of APR
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Good

published 05/01/2009

Extremely slow payment processing. While Barclaycard is clearing my balance in ONE day, Capital one in TWO days, aqua needs SEVEN days. No internet access. Staff is friendly but a bit incompentent. For intance: ask them, when to pay balance in full - not to pay a penny interest while using a card - you will discover new mathematics and end up with 2 + 2 = 5. Apart from that - I had no problems with using card abroad, currencies converting, and its a good MC card.

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Not for me

published 17/06/2008

I applied for a Aqua card in February 2008 which, unfortunately came when I had to go away in an emergency, subsequently the card and pin number were stolen. The theft was reported to both the card company and the police, the incident was never investigated properly and I have been made to feel as though i was the thief and penalised for the theft. I must say the only thing that I did wrong was go to university and incurr an adverse credit history. I am currently been harrassed for payments that are not mine, communication very poor, stripped of credit limit and also charged for late payments despite evidence that has been provided to prove my wereabouts. On the whole they should be reported!! HELP???

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Super

“Aqua Credit Card”

published 22/02/2007

Very helpful Staff

Interest rate is fairly high

I have had an Aqua (Master Card) credit card for 6 months and have been very impressed by the efficiency of their service. While the APR is relatively high if you are someone who has no credit rating or a poor one I think it compares favourably to other cards which cater for this market. I have...

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Super

“AQUA MasterCard”

published 13/02/2007

Easy to get, Builds credit rating

High APR

At first, i was declined for the card. After that, i got myself registered to Electorall and applied again after three months and got approved. The initial limit was £250. At that time I only had three credit cards, HSBC, Barclaycard & CapitalOne. For some strange reason, HSBC was never on my...

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Satisfactory

If you desperately need a credit card for creditwo...

High interest rates. Extremely poor service

Aqua is very bad at processing cash payments and responding to enquiries whether by email or phone. I have sent at least 5 email requests for their customer services to get in touch. They never had the courtesy to respond even once. The statement print date that appears on the statement bears no...

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Competitiveness of APR
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Satisfactory

published 24/04/2007

as a whole the service is good.but when trying to get a new card im still waiting after 4 weeks, evry single person who answers the phone tells a different story .even resorting to lies claiming card sent by recorded delivery when this service is not supplied.the operators even cotadict each other about postal dates.

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