Argos Card

I've had an argos card since they first bought them out around 8 years ago, as I found having a store card to Argos was very useful, you never know what you might need and if you haven't got the cash for what you need then it could end up being a problem. Having an Argos card give you the ability to purchase more or less anything that you may need to replace in an emergency and is relatively cost effective too. When enrolling for an Argos card, you go through the normal credit procedure to ensure that you are eligible to have a card, depending on your credit history and also to set your credit ... more

The Argos Card...... The Argos Card is a store card where you can purchase items from that store on a buy now pay later type scheme. The scheme ranges from your small purchases where you can have over a months grace to pay off the item or the larger amounts where you can have 3 months, 6 months, 9 months or even a 12-month interest free period on the purchase price. The main reason I when ahead and applied for this card was that we were just moving into our new flat and wanted to buy a large sofa from Argos and agreed we would be better putting the sofa on this card and paying for it in 9 ... more

Nearly every time you go into a national chain store they offer you one of their store cards. Some of them offer good discounts and perks to being a member, and others are just a rip off designed to make you have even more credit in this society that has managed to build up a huge national debt. The Argos card is somewhere in between. I don't generally agree with store cards. They can offer one to anyone over 18 and they regularly do. I think store cards are a bad idea because they are so easy to get and use and thereofre build uphuge debts. Offering them to every person that comes in is wrong ... more

I first took out an Argos card a few years back as a bit of an emergency measure really. My mobile phone had broken and, yes it was that time of the month, a week before payday. Being the impatient person I am I wanted a new one, and I wanted it now! So after having a look through what at the time was quite a thin Argos catalogue, not like today’s one, I saw the details of their Argos card. So I figured that this would be a good idea. After picking the phone I wanted, I can’t remember which one now; I went to the cash desk to apply for the card. The application process was a very simple one ... more

We have held an Argos card for 4 years. We have used it on approximately 4 ocassions during that time. We have used the card to make larger purchases on the interest free credit scheme which has until now worked fairly smoothly. Once we have purchased an item, we pay a small sum every month during the interest free term and then settle the balance. This week however, we had our 'fingers burnt'. Almost a year ago we purchased an item for almost £400 on a 12 month interest free term - for the first few months we paid a small amount every month, we then decided we would ask for Argos vouchers as ... more