Advantages Free Credit
Disadvantages WORST POSSIBLE CUSTOMER SERVICE, HIDDEN CHARGES, DIFFICULT TO DEAL WITH!!
|Competitiveness of APR|
|Quality of Customer Service|
|Security and Privacy|
|Ease of Application|
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My Argos Card nightmare
I took out an Argos card to pay for a sofa because i'd get two years intrest free credit. If only I knew what I know no, I wouldn't have bothered, even if that meant taking out a loan!! Their customer service is the worst i've ever come across, they made it as difficult as possible to set up direct debit, the they failed to send the odd statement out and keept adding additional charges at £17.50 a time if i was a few days late on payment.With out telling me they created separate accounts for the charges and applied intrest to them. I only found out about this when I kicked up fuss and got passed through to some other department.
However its not worth ringing their customer services as they are all useless, they don't care about their customers they are taking about and their rude.WHATEVER YOU DO, DON'T SIGN UP FOR AN ARGOS CARD!!
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