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Baines & Ernst Dept [TV Advertisement]

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Baines & Ernst are the biggest Debt management company in the UK. Impressive huh? One of my mates enlisted their help as he found himself in a situation where his sleep was affected, he worried constantly, he had used all his credit cards to the limit and got loans to have a nice life... It ... Read review

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Community Level 5Johnsie

Johnsie

Increase your debt with Baines and Ernst...

AdvantagesYou think it's all sorted....

DisadvantagesExtended Payment time, Pay huge fees, Not legally binding

"Baines & Ernst are the biggest Debt management company in the UK. Impressive huh? One of my mates enlisted their help as he found himself in a situation where his sleep was affected, he worried constantly, he had used all his credit cards to the limit and got loans to have a nice life... It all started when his long term partner ditched him for a bloke with more money and a better job, but hey thats another story... He felt down and wanted ..." Read review
23.05.2002

Ciao members have rated this review on average: very helpful

Community Level 1Justice

Justice

You suck

AdvantagesYou'll never get in debt again

DisadvantagesYou'll never get any credit again

"...these ads on TV for Baines & Ernst, it sounded so easy, I'd give them my problem creditor, pay them for the inconvenience and let them deal with it, yeah, that was it. How could I have been so foolish? Before I knew it, I’d handed my soul to the devil and was paying him in monthly instalments for the privilege of destroying my life. Baines & Ernst told me that as a client I was in no position to pick and choose which debts I kept and ..." Read review
01.02.2001

Ciao members have rated this review on average: very helpful

Community Level 2mobile3

mobile3

debt management...debt mismanagement

Advantagesyour monthly outgoings will decrease

Disadvantagesyou will never pay the initial amount off

"I had to contact Baines and Ernst a couple of years ago, (or so I thought after seeing them on the tv) my out goings were not exceeding my income but not leaving me much at the end of the month. So I thought that all my problems were over. I rang the number given and gave them all my credit info they requested, Then they told me to stop paying. once I stopped paying everything i had then to send all the late payment letters to them for them to ..." Read review
01.06.2003

Ciao members have rated this review on average: helpful

Community Level 3merlina

merlina

Stealing from the poor

AdvantagesNone

Disadvantagesgives you some more debts

"I really don't know why the Adcertising Standards Authority lets these people get away with their misleading ad - their so-called service is nothing more than a way of getting money out of people who are already in dire financial straits. They offer to help with depts and reduce payments, but what they don't tell you is that they take a huge, and I mean huge, chunk of that money in their fees. they don't do anything that any Citizen's Advice Bueau ..." Read review
12.08.2000

Ciao members have rated this review on average: helpful

Community Level 1homer385

homer385

LIFE SUCKERS OF HUMANITY

Advantagesnone

Disadvantagesmany

"I like many were drawn in by the amazing helpfulness of the baines&earnst advert, 'cut down you monthly out goings for a better life'. 'quickly remove your debts without the worry'. It's all camel dung as i found out the hard way. I had a pregnant wife £11,000.00 pounds of debt and i just lost my job, sitting at home depressed and full of sorrow about my situation an advert ,bains&earnst we willl help you get back on your feet go on give us a call. ..." Read review
18.03.2005

Ciao members have rated this review on average: helpful

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