Bank One Visa

Bank One Visa

Bank One are awful. I joined because of the introductory interest rate and for a couple of months everything went smoothly. Then Bank One forgot to record my payment and charged me huge interest. This in itself was sloopy, but then to sort it out, when they admitted it was their mistake, ... Read review

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Reviews of Bank One Visa »

1-2 of 2 reviews of Bank One Visa

Terrible

Advantages: None
Disadvantages: Terrible customer service

Bank One are awful. I joined because of the introductory interest rate and for a couple of months everything went smoothly.

Then Bank One forgot to record my payment and charged me huge interest. This in itself was sloopy, but then to sort it out, when they admitted it was their mistake, took three months, 22 phone calls, three letters and countless useless tele service people.

The firm is inept, the service team was ... more

LorraineM 08.08.2000
Ciao members have rated this review on average: very helpful
Review of Bank One Visa

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

Bank One now Halifax

Advantages: absolutely none
Disadvantages: could be hit with unexpected bills or charges

I joined Bank One so that I could make use of their very low rate for card transfer and I was very satisfied with the way my account was handled. Absolutely no problems, the interest was charged as stated, and I have now recently paid off my account.It has been taken over by the Halifax Bank, and I recently received, completely unsolicited, 5 blank cheques and One cheque payable to myself for £500.It was only after reading the small print that I ...
...account and that there was also a handling charge of 1.5% attached to these cheques. It is possible that some people who receive these cheques may be mistaken into thinking that the cheques are a gift to them, especially the one made out payable to them. I feel it is deplorable that any company should send out items like this especially as there is a chance that they could go missing in the mail, and the first anyone would be aware of them is when ...

gander 21.02.2001 · Read full review
Ciao members have rated this review on average: helpful
Review of Bank One Visa

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

Similar reviews »

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Visa Electron: I want one even here!

Advantages: is accepted worldwide, spend what you have, no fee at Ryanair and Easyjet
Disadvantages: some internet and normal stores don't accept it

even now, and the reason why I won't close it is because I find Visa Electrons useful. I have used Visa Electron online through many shops before I was able to get a Visa Debit Card, and I never had any problem to have my card accepted. There are two shops I keep on using it even now that I own a Visa Debit card and Mastercard: -- Ryanair -- Easyjet You know the reason why? When you book a flight online with Easyjet or Ryanair, you are asked to pay a debit card fee of £1.60 (if you pay with Solo/Maestro/Visa Debit) or a Credit Card fee of £3.00 (if you pay with Visa credit or Mastercard, even if it's the Ryanair one! Now, Visa Electron is another of the possible choices, and the ONLY one that is free of charge. My first bank account with the Halifax was an Easycash account, recently upgraded to a Visa Electron. Although now I have ...

Kagomesama 24.09.2004 (12.02.2008) · Read full review
Ciao members have rated this review on average: very helpful
Review of VISA Electron

Credit Card payments

Advantages: None that I can see
Disadvantages: You will be robbed blind if you are not vigilant

Lloyds TSB is a very dishonest instituition. I have a credit card with them which was a visa card. They sent and told me that they are upgrading to mastercards and that I would be getting one soon. I later received two text messages asking me to call and register my card. I called and told them I ddi not receive a card, they told me they were going to cancel the card and reissue me with another. I paid some money onto my visa card as the other one hadn't arrived. When I checked my internet banking I realised that the money went to the visa account and since then they had issued the mastercard. I called them on the 11th July and they told me it would be transferred over. To this date 10th August, it still has not been doenand I keep incurring further charges. I call them every day and their response is that the money is on the card that I ...

debralex 10.08.2007 · Read full review
Ciao members have rated this review on average: helpful
Review of Lloyds TSB

Electron Cards

Advantages: Quick and Convienient in the sense that you do not need to carry cash for paying for large items
Disadvantages: Some shops especially charity still do not accept them

some of them still do not have the facilities installed yet. My strong advise is that if you do not have a visa electron with your bank account get one now mate, they are a great advantage in todays world of convenience particulary in the respect of paying for goods all over the world and withdrawing cash. ...

Jeser 29.07.2003 · Read full review
Ciao members have rated this review on average: helpful
Review of VISA Electron

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