Bank of Ireland Loans

Advantages: Friendly staff
Disadvantages: Long Cues

...Bank of Ireland I have been a customer of bank of Ireland for some time now, and I have to admit I have never had any problems with the service. I have a basic saving account and a credit card with this bank - and I have been a loyal customer every since. I opened an account when I was 17, and they were very helpful as I had no ID, so they worked hard with me to get a way of opening an account for me, which I appreciated very much. This account is not a card account, just a savings account - meaning I had to physically go into a bank branch to withdraw or deposit money. I didn't mind as they had 3 branches in my area, which is very handy. I then became a student and was offered a student credit card with all these brilliant deals, so in fell into the trap unfortunately, and now I owe them 800 quid . That's one thing... Read review

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Advantages: do what you can at a bank
Disadvantages: too serious

...I have always found Barclays in general to be great to me and very helpful. I use online banking daily and find it excillent for finding out my bank balance. I used the new loan site and applied for a £500 loan, I was shocked to find I had been decliend. Yet a month before I was offered a £1000 loan. I cannot understand why they throw money at you when you do not need it, and yet when I am need a loan it is never there. I find the site itself quite user friendly but I wish they would make the site a little more fun by having competitions etc.... Read review

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Advantages: Competitive rates and fees, ultra quick arrangement and convinient payments
Disadvantages: None, if you are honest with yourself and the bank about your needs

...In Spring 2002, my partner started a new job and urgently needed to buy a car. To finance this, we decided a personal loan would be the safest, quickest and easiest option. To begin with, I did a lot of research online - searching for lenders, comparing interest rates, etc. However, at the end of the day, finding little difference between most lenders, we decided just to stick with our bank - Bank of Scotland. Our main reasons for choosing Band of Scotland were the speed of the application process (as existing customers) and the 3 month repayment holiday at the start of the loan. Loans Available You can borrow any amount from £1,000 to £25,000; the interest rate will vary depending on loan amount and personal circumstances but you can expect it to be around 8.9%. There are no repayments for the first 3 months... Read review

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