Bank of Ireland

Advantages: hmmmm let me think
Disadvantages: watch your back and balance

Hope none of their staff are reading this and find out who I am, I'd be in for it then. I have been with this crowd for quite a number of years now. not so much by choice as the fact that I am not loaded which doesn't really facilitate moving around banks. Plus, over here if you shift banks you have to start from scratch trying to get anywhere with them. So what's wrong with them? Where to start? Initially, if you are not from the town that the ...
...visiting a branch you get the impression that you will have to give a blood sample to even get the time of day off them. If you move into an area, you can expect to wait a few years before they will treat like a normal human being. This is regardless of the fact that you have had an account with another of their branches for years. This might sound like 'Oh woe is me! Are banks so naughty to me!' My friends have had the same problem with them. ... Read review

Advantages: Friendly service. Easy to open.
Disadvantages: The charges!

...charged over £80.00. What the Bank of Ireland does not make clear in their terms and conditions is that if you slip into the red, customers are charged approximately 30p for every cheque, debit via switch, and direct debit for the whole of the quarter in which you were overdrawn, whether the account was in the red or not! For someone who relies greatly on their cheques and debit cards, and who gets overdrawn every now and then, this account will ... Read review

Advantages: Friendly staff
Disadvantages: Long Cues

Bank of Ireland I have been a customer of bank of Ireland for some time now, and I have to admit I have never had any problems with the service. I have a basic saving account and a credit card with this bank - and I have been a loyal customer every since. I opened an account when I was 17, and they were very helpful as I had no ID, so they worked hard with me to get a way of opening an account for me, which I appreciated very much. This account ...
...to physically go into a bank branch to withdraw or deposit money. I didn't mind as they had 3 branches in my area, which is very handy. I then became a student and was offered a student credit card with all these brilliant deals, so in fell into the trap unfortunately, and now I owe them 800 quid . That's one thing I don't like about banks, they should give students credit cards, its an easy target, but its really unfair, banks know that ... Read review