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Bank of Scotland Sony card

Bank of Scotland Sony card

Having had a sonycard for over 2 years and used it frequently i was seriously disappointed to find that after i accidentally forgot to pay a sum of £9.20, sonycard referred me to a credit agency. This i found unbelievable, the fact that i had spent over £14,000 with them over the previous ... Read review

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Reviews of Bank of Scotland Sony card »

1-2 of 2 reviews of Bank of Scotland Sony card

SonyCard loses my respect

Advantages: Looks cool, perfect for sony addicts.
Disadvantages: dubious customer service actions

Having had a sonycard for over 2 years and used it frequently i was seriously disappointed to find that after i accidentally forgot to pay a sum of £9.20, sonycard referred me to a credit agency. This i found unbelievable, the fact that i had spent over £14,000 with them over the previous two years and was a very good customer made no difference. Most respectable credit card companies are reasonable about such matters and will take small balances ...
...attempt was made to contact me by phone and the first i knew of the matter was when i had a credit check and failed, which was rather embarassing. All for the sum of £9.20. My advice to you is to avoid the SonyCard and go for a first Direct Card. They will phone you up if there is a problem and there is always someone helpful to talk to, 24 hrs a day, 365 days a year. They are a pleasure to do business with, as opposed to SonyCard who are downright ... more

markboni 13.01.2004
Ciao members have rated this review on average: somewhat helpful
Review of Bank of Scotland Sony card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

Sony Card - Appalling Customer Service

Advantages: You earn Pulsebeats which can be redeemed against Sony products
Disadvantages: You have to spend a lot of money to get a Sony product

I would advise anyone reading this not to apply for a Sony Card.You are offered an inducement of 2,000 Pulsebeats when your application is accepted,thereafter you earn 1 Pulsebeat for every £1 you spend.You can redeem the Pulsebeats for Sony products from the Pulsebeat catalogue.However,you need to spend a lot of money on the Card to get any decent products.You would be better off considering one of the money back credit cards such as American Express ...
...of Sony Card appalling,you have to call an 0845 number and wait ages for a humanoid to answer.My late mother had a Sony Card and I contacted them to inform them of her death and to ask that the Pulsebeats that she had earned be transferred to my account.They agreed but then reneged on this which really made me see red.At present my account is in credit by £49.95 and I wrote to them asking them to send me a cheque but they did not bother to reply.If ...

mervynendacott 29.09.2003 · Read full review
Ciao members have rated this review on average: somewhat helpful
Review of Bank of Scotland Sony card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

Similar reviews »

Reviews which might be of interest for "Bank of Scotland Sony card"

Hard to beat

Advantages: No annual fee/ Intro rate of 6.9%/ Money off electrical goods
Disadvantages: Rate increases later, but is still lower than others.

I practically collect credit cards, and this is one of my favorates. Although only a student, I was given a £1,500 limit. Everytime you use the card, you collect 'pulse beat' points that give you money off Sony products. If you buy Sony products with the card, then you earn double points. The card is run in the UK by the Bank of Scotland, who still gave me the card even though I already hold a credit card with them. The card itself changes colour slightly when you move it around, which is fairly cool. The card was almost brand new on the market when I applied for it, and they seem extremely keen to attract as many new card holder's as possible. ...

eatmorepies 08.01.2001 (06.01.2001) · Read full review
Ciao members have rated this review on average: helpful
Review of Sony Card

S is for.......

Advantages: Free Sony Gift, Online banking, Monthly Comps
Disadvantages: Not a competitive rate, some catches to competitions

'You don't get owt for nowt'is what my grandad used to tell me (it's how we speak up here in Yorkshire!!!!). I used to believe that until I got the Internet and started to find freebies galore. Would you turn down a free CD, DVD, computer game or Walkman? Well I didn't and this is how I got it. About 8 months ago I got a piece of mail advertising the SonyCard, which is a credit card issued by the Bank of Scotland in association with Sony and saw a deal too good to be true. I'll come to the good stuff at the end but first the boring stuff about the credit card:- Interest Rates The APR for the SonyCard is currently at 15.9% for balance transfers and purchases - not very competitive compared with some of the deals around. This is reduced to 2.9% for your balance transfers for the first 5 months after your account is open ...

m.lyon 03.12.2002 · Read full review
Ciao members have rated this review on average: very helpful
Review of Sony Card

Take the points and run

Advantages: free cd, pulsebeat scheme
Disadvantages: rates and rewards not wonderful,

Fed up with receiving piles of junk mail every day? Well sometimes it pays to have a closer look to see what they can do for you rather than just looking at the negative and seeing what the banks / loan companies / insurance companies want to squeeze you for. An example of this is the new Sony Visa card, which is run by the Bank of Scotland. As a card it’s not the worst on the market but with a promotional rate of 3.9% for the first six months which then hikes up to 17.9% it certainly doesn’t qualify as the best on purely financial grounds. The perk on this card is that it offers “pulsebeats” which can be redeemed against a range of Sony products. You earn 1 pulsebeat for every pound that you spend (or 3 pulsebeats if you’re buying Sony products). A catalogue is provided which shows the products ...

brownp1 09.07.2001 · Read full review
Ciao members have rated this review on average: helpful
Review of Sony Card

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