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HFC, who else would it be? Advantages: Great friendly staff. Disadvantages: Could easily get in to debt with them. I recently bought my laptop from PC World, at the time I couldn't afford to buy it out right so they set up for me to pay for it on a monthly basis, of course this was through the good old HFC. I was given what I think was a rather steep interest rate ... ROCKYRICARDO 15.10.2005 · Read full review Ciao members have rated this review on average: helpful Review of HFC Bank plc	Staff courtesy Promptness of service Efficiency of service Competitiveness of char...
Changing the name doesn't change the company! Advantages: Easy application & tempting introductory rates Disadvantages: Pushy staff, LOTS of spam mail/calls A few years ago I bought a stereo & speakers for my car. I was offered an interest free credit agreement through HFC, which seemed acceptable at the time, & so started paying the minimum £20 a month. However I wasn't told just how high the interest rate w ... mattshaw4 01.04.2004 · Read full review Ciao members have rated this review on average: helpful Review of HFC Bank plc	Staff courtesy Promptness of service Efficiency of service Competitiveness of char...
Good dealings with HFC Bank Advantages: Very friendly staff, who knew what they were talking about, no pressure. Disadvantages: There is only one branch near to where I live! 12 months ago I bought a lap top computer from a major retailer financed by HFC. My payments had gone out of my bank account each month until this month, the evening before the payment was due I realised I was £1 short for the direct debit and not wanting ... tarara 13.03.2003 · Read full review Ciao members have rated this review on average: helpful Review of HFC Bank plc	Staff courtesy Promptness of service Efficiency of service Competitiveness of char...
HFC, High Financial Charges Advantages: easy to be accepted Disadvantages: very high apr ...phone call from HFC bank. I had bought a computer on hp and the 6mths interest free credit had run out. HFC were offering me a loan to pay off the computer and also pay off my credit card. They asked me to come into the bra ... soozanne 14.12.2002 · Read full review Ciao members have rated this review on average: helpful Review of HFC Bank plc	Staff courtesy Promptness of service Efficiency of service Competitiveness of char...
Disgusted and cannot believe this is allowed Advantages: None Disadvantages: Pay back more than double what you borrow and worthless insurance ...Legalized loan sharks. Initial loan of £8,782 would cost me £17,867. Got into financial difficulties, my bank said they'd give me loan. HFC suddenly said they'd kindly reduce APR from 25.9. My bank then didn't give loan. On hearing this HFC amazingl ... olivercardy 21.07.2008 · Read full review Ciao members have rated this review on average: helpful Review of HFC Bank plc	Staff courtesy Promptness of service Efficiency of service Competitiveness of char...