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Reviews - Barclaycard Platinum

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Super

“Cashback with Barclaycard!”

published 14/03/2008

Cashback, Good security, Dropped to 1% for new cus...

Overseas call centre, Unreliable site

ABOUT THE CARD The Barclaycard Platinum is a credit card from Barclays Bank and I decided to sign up for one of these because of the promise of cashback on purchases. There are several Barclaycards available, each with different features but I tend to go for cashback cards as I don't want one...

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Competitiveness of APR
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Excellent

Lots of free benefits, good customer service

APR not competitive enough

My first credit card was a standard Barclaycard Visa back when I first turned eighteen. It was a rather obvious choice for me, as I had always banked with Barclays and was therefore automatically eligible for the credit card. A couple of years later, I was invited to upgrade to the gold version...

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Competitiveness of APR
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Excellent

“My Platinum card”

published 13/05/2004

Great for collecting Nectar points, added security...

Will sting you for late payment

This is my second credit card. I applied for it as my other credit card from HSBC wasn't giving me anything for using it and I noticed that there where lots of other credit cards about that where offering 0%, cash back or points. I chose Barclay card as it had teamed up with Nectar so when you...

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Competitiveness of APR
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Good

“Goodbye Barclaycard”

published 13/03/2007

Good customer service, regular 0% offers, good on...

APR not competitive enough, moving to India

I remember the day I first received my Barclaycard. I was 18 years old, in my first job and I was excited about the very thought that this card could be used to buy things when I didn't even have any money in the bank. This novelty soon wore off when I realised, just how much I was getting...

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Competitiveness of APR
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Good

Quick turn around

Indian call centres, different information from di...

I took a Barclaycard that could offer me 14 months interest free on balance transfers. The turn around from application to getting the card was quick only taking a couple of weeks. The application form itself is fine, I did it on the internet. They ask the usual earning questions and personal...

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Competitiveness of APR
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Not for me

published 27/03/2008

Applyed for a Barclaycard 4 months ago. On applying I opted not to have the £30 card protection service. I received a few phone calls, each asking if I'd like the card protection service and I continued to refuse it. 1 month into the service I got a £30 charge on my card for card protection and ever since I've been trying to get my money back. The only replies I get back are "It's a different department" or "Call this number..." which is never answered. I would not recommend this company to anyone!

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Not for me

Cashback

You spend all the money and more on therapy becaus...

CASHBACK: I've had my card for about 2 years now. I originally got it because I wanted something with cashback. I am getting a good cashback rate and really appreciate that it is paid directly towards my balance at the end of every statement period. ONLINE BANKING: Accessibility for the website...

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Satisfactory

Accepted in a lot of places.

Hopeless customer services ad pointless rewards sy...

I have had the misfortune to have to contact Barclaycard Platinum customer services on 3 occassions, on each one I got the impression that it was far more important for them to pass on my problem than to deal with it. Even when that problem was them not having sent me a replacement card. Even the...

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Super

“credit card”

published 23/01/2003

good for when u havent got any money on you

bill get bigger and bigger

My opinion on credit cards!!!!!!! credit cards are good for when your out and about and your buying things beacause if you haven't got any money with you, you can just give the shop keeper your credit card and there are so many cards you can get from banks like natwest barclaycard, tsb and a...

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Competitiveness of APR
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