Barclaycard

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Reviews - Barclaycard

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Super

IF USED CORRECTLY, LOTS OF ADVANTAGES - CASH, INSU...

IF NOT PAID BACK EVERY MONTH, EXPENSIVE

BARCLAYCARD CASHBACK MASTERCARD HISTORY 42 years ago, in 1966, the same year that England won the Football World Cup, the first credit card was introduced in Europe. Since then, it seems that everybody has credit cards in their wallets, handbags, pockets etc. It is now almost seen as odd if...

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Good

“Veni, Vidi, Visa”

published 29/05/2004

Reliable; History of development and innovation

High APR; Poor customer services

● Barclaycard was set up in 1966, making it the UK’s first credit card. ● Barclaycard was a founder member of the international VISA system in 1977 and the first credit card company to go online in 1995. ● Barclaycard is Europe’s leading issuer of credit cards, with some 11...

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Excellent

“Sparklycard”

published 29/04/2001

Reputable company with great offers and deals

Not a low APR

I was given a student Barclaycard about 5 years ago. They started me off on a low credit limit of £350 which is plenty for a poor student. In the five years that I have had the card, I have never fallen into the trap that many people do, of spending just because the credit is there. I pay for all...

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Super

Great purchase protection and extended warranty

Just about everything else

Finally I found a good reason to use my Barclaycard. Well, actually two I guess, but one is a godsend. On Saturday I purchased a new Sony DVD Recorder from Dixons. I knew that I would be paying more than I could have paid on some websites, but for the convenience of having it there and then, and...

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Super

“The Joy Of Barclays”

published 05/10/2001

Six weeks interest free credit.

High APR and excessive charges.

This is probably the first time anyone has liken a Barclaycard to a mother-in-law but the analogy stands since treat her well and you will benefit, abuse her and you will pay dearly ! A Barclaycard costs an annual fee of £10 though this is wavered if you spend over £200 on transactions per year...

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Not for me

“Barclaycard - friend or foe”

published 13/05/2007

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APR, customer service (lack of), poor communicatio...

The world of credit cards can certainly be rather daunting. Especally if you dont look around for the best deal. Different credit cards suit different people's lifestyle. I have 5 different credit cards. Some are Visa and some Mastercard. My Barclaycard is by far the worst one of these cards. The...

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Super

“Time for a change”

published 29/06/2004

Handy for Budgeting, widely accepted

Quite a high APR, miserable customer services

Well well well it has been a long time since I've been on Ciao hasn't it? Good to see some of the old crew are still here (Hi Trampus!) and I hope the community is still going strong. Any road, Barclaycard. I applied for the student Barclaycard because they said I could have £30 of Waterstone's...

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Super

Reward Scheme

Rewards no longer good value

I have had a barclaycard for as long as I can remember (nearly 30 years), and during that time I have spent a lot of money using Barclaycard. The Interest rate is probably not the best around but not the worst either, and as I have both a Mastercard and Visa card from them, I use one which I pay...

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Satisfactory

Good level of customer service

high interest

I’ve had a Barclaycard for about three years. There was no special reason for choosing them over a different card, except for the fact that I applied and they accepted me. Until recently I was quite happy with my card, I spent the money, they sent me a bill, and after I picked myself up of...

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Good

“Barclaycard.. a load of debt”

published 30/03/2001

you feel like you have loads of money

you end up in loads of debt

When I started university, in freshers week while we were getting used to the new surroundings, one of the stalls that we kept coming across were those of Barclays. The Barclays team were there to, 'help us settle in'. They were going to help us new students. How were they going to do that? Well...

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Not for me

None

Cutomer Service

I have been experiencing outrageously negligent and incompetent customer service from Barclaycard in India. A week ago, I took out a tial 3-day subscription with a website (download-provider.com) and paid the $4 fee with my Barclaycard. I intended from the start to cancel the subscription before...

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Super

“Student Barclaycard”

published 28/01/2001

No annual charge!

None

I got the Student Barclaycard when I first started university in 1999. The application process was fast and straightforward (leaflets are available at universities or go to www.barclaycard.co.uk). At that time, they were giving away a Phillips C12 BT Cellnet Pay as You Go Mobile phone free with...

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Not for me

None for the customer that I can see

High interest charges and no protection against ba...

I have had a Barclaycard Visa and a Mastercard for around 12 years and have always paid my bills promptly. I used my Barclaycards for almost all my purchases because I believed that in doing so it would offer me some form of protection against unscrupulous shop owners. Sadly, this is not the case...

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Not for me

“Warning off Barclaycard”

published 24/07/2001

A fantastic electical goods purchase protection

Poor APR, awful customer service, quite a few char...

I have been a user of Barclaycard for almost three years now. Up until recently I had been satisfied with the service: it did everything I wanted it to (i.e. buy things) and was accepted quite widely. However, recently I have had problems with my Barclaycard that have made me reconsider. Firstly...

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Excellent

Free insurance and purchase protection, good websi...

Basic APR is uncompetitive

I have been a Barclaycard credit card account holder for nearly six years now, and would have to say that they are by far and away the best Credit Card company that I have had dealings with. Their APR rates may be uncompetitive - but there are ways around that anyway. I have a Platinum...

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