Barclaycard

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... Barclaycard was the first credit card to offer withdrawals from ATMs, and the first to provide customers with the option of online banking. Barclaycard say that there are over 8 million cardholders who hold a Barclaycard and is used in over 26 million locations worldwide. Barclaycard ... Read review

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Community Level 7JAVER1967

JAVER1967

BARCLAYCARD CASHBACK MASTERCARD - FRIEND OR FOE

AdvantagesIF USED CORRECTLY, LOTS OF ADVANTAGES - CASH, INSURANCE

DisadvantagesIF NOT PAID BACK EVERY MONTH, EXPENSIVE

"BARCLAYCARD CASHBACK MASTERCARD HISTORY 42 years ago, in 1966, the same year that England won the Football World Cup, the first credit card was introduced in Europe. Since then, it seems that everybody has credit cards in their wallets, handbags, pockets etc. It is now almost seen as odd if somebody does not carry a credit card, and actual cash in the form of notes and coins is being used less and less, and cheques are also being used less, ..." Read review
18.09.2008

Ciao members have rated this review on average: exceptional

Community Level 8Collingwoo...

Collingwood21

Veni, Vidi, Visa Review with images

AdvantagesReliable; History of development and innovation

DisadvantagesHigh APR; Poor customer services

"● Barclaycard was set up in 1966, making it the UK’s first credit card. ● Barclaycard was a founder member of the international VISA system in 1977 and the first credit card company to go online in 1995. ● Barclaycard is Europe’s leading issuer of credit cards, with some 11 million in circulation – 8.4 million of those are in the UK. That makes 1 in 5 UK credit cards a Barclaycard. ● Barclaycard can be used at over ..." Read review
29.05.2004

Ciao members have rated this review on average: very helpful

Community Level 2Pauley123

Pauley123

Finally 2 reasons to get a Barclaycard

AdvantagesGreat purchase protection and extended warranty

DisadvantagesJust about everything else

"...everything. So, full marks to Barclaycard for this added benefit of a years extra peace of mind. However, at the same time I was looking on the website about the extended guarantee, I noticed something else… Price Promise. Basically, Price promise states that if you buy something branded for one price, then find it cheaper somewhere else within 60 days, you can claim back the difference from Barclaycard. I’ve seen price promises advertised before ..." Read review
21.10.2003

Ciao members have rated this review on average: very helpful

Sparklycard

AdvantagesReputable company with great offers and deals

DisadvantagesNot a low APR

"...I was given a student Barclaycard about 5 years ago. They started me off on a low credit limit of £350 which is plenty for a poor student. In the five years that I have had the card, I have never fallen into the trap that many people do, of spending just because the credit is there. I pay for all my necessaties on my Barclaycard and then pay it off in full at the end of each month, which means that I always know exactly what is in my bank. Barclaycards ..." Read review
29.04.2001

Ciao members have rated this review on average: very helpful

Barclaycard Rewards no longer REWARDING

AdvantagesReward Scheme

DisadvantagesRewards no longer good value

"I have had a barclaycard for as long as I can remember (nearly 30 years), and during that time I have spent a lot of money using Barclaycard. The Interest rate is probably not the best around but not the worst either, and as I have both a Mastercard and Visa card from them, I use one which I pay off monthly, and the other if I nead extended credit, which helps to minimise interest payments. Barclaycard introduced a points scheme a number of years ..." Read review
16.05.2001

Ciao members have rated this review on average: very helpful

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Never Get Into Debt, Easy To Use and Very Secure
Limited Places To Shop (*)
FEE FREE NO OVERSEAS COMMISSION CHARGES
none (*)
flexible, competitive
not reliable customer services or online service (*)
Good rewards
Interest can be quite high (*)
great benefits, nice low-ish credit limit, excellent customer service.
APR too high in my opinion (*)
Cash back on all purchases
Short payment terms (*)
low-cost, world-wide acceptance
basic package of services (*)
*up to* 59 days interest-free credit
59 days is not generally the case (*)
0% interest until March,2005
Interest Rates could be high thereafter depending on card type (*)
Low 10.9% for life of card, 0% interest till Feb 2005
Be aware of interest before card activation (*)
Free M&S vouchers
Uncompetitive interest rates, confusing online facility (*)
Excellent layout
Interest on interest on interest on interest on ... (*)
Added safety. Travel insurance. Free hotel/car rental upgrades. Lounge access. Customer service.
Card not accepted everywhere. Telephone queue is sometimes unacceptable (*)
No charges on overseas transactions - a generally fee free card
Reward doesn't seem to be offered anymore, expensive if you don't clear your balance every month (*)
Extra nectar points, good APR
Not accepted everywhere (*)
(*) Reviews by Ciao members


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