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... Barclaycard was the first credit card to offer withdrawals from ATMs, and the first to provide customers with the option of online banking. Barclaycard say that there are over 8 million cardholders who hold a Barclaycard and is used in over 26 million locations worldwide. Barclaycard ... Read review

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Community Level 7JAVER1967





"BARCLAYCARD CASHBACK MASTERCARD HISTORY 42 years ago, in 1966, the same year that England won the Football World Cup, the first credit card was introduced in Europe. Since then, it seems that everybody has credit cards in their wallets, handbags, pockets etc. It is now almost seen as odd if somebody does not carry a credit card, and actual cash in the form of notes and coins is being used less and less, and cheques are also being used less, ..." Read review

Ciao members have rated this review on average: exceptional

Community Level 8Collingwoo...


Veni, Vidi, Visa Review with images

AdvantagesReliable; History of development and innovation

DisadvantagesHigh APR; Poor customer services

"● Barclaycard was set up in 1966, making it the UK’s first credit card. ● Barclaycard was a founder member of the international VISA system in 1977 and the first credit card company to go online in 1995. ● Barclaycard is Europe’s leading issuer of credit cards, with some 11 million in circulation – 8.4 million of those are in the UK. That makes 1 in 5 UK credit cards a Barclaycard. ● Barclaycard can be used at over ..." Read review

Ciao members have rated this review on average: very helpful

Community Level 2Pauley123


Finally 2 reasons to get a Barclaycard

AdvantagesGreat purchase protection and extended warranty

DisadvantagesJust about everything else

"...everything. So, full marks to Barclaycard for this added benefit of a years extra peace of mind. However, at the same time I was looking on the website about the extended guarantee, I noticed something else… Price Promise. Basically, Price promise states that if you buy something branded for one price, then find it cheaper somewhere else within 60 days, you can claim back the difference from Barclaycard. I’ve seen price promises advertised before ..." Read review

Ciao members have rated this review on average: very helpful


AdvantagesReputable company with great offers and deals

DisadvantagesNot a low APR

"...I was given a student Barclaycard about 5 years ago. They started me off on a low credit limit of £350 which is plenty for a poor student. In the five years that I have had the card, I have never fallen into the trap that many people do, of spending just because the credit is there. I pay for all my necessaties on my Barclaycard and then pay it off in full at the end of each month, which means that I always know exactly what is in my bank. Barclaycards ..." Read review

Ciao members have rated this review on average: very helpful

Barclaycard Rewards no longer REWARDING

AdvantagesReward Scheme

DisadvantagesRewards no longer good value

"I have had a barclaycard for as long as I can remember (nearly 30 years), and during that time I have spent a lot of money using Barclaycard. The Interest rate is probably not the best around but not the worst either, and as I have both a Mastercard and Visa card from them, I use one which I pay off monthly, and the other if I nead extended credit, which helps to minimise interest payments. Barclaycard introduced a points scheme a number of years ..." Read review

Ciao members have rated this review on average: very helpful

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Excellent layout
Interest on interest on interest on interest on ... (*)
0% Interest on Balance Transfers
25per minute Customer Service Line (*)
Generous credit limit and rewards. Online tracking
uncompetitive APRs, fee, limited acceptance (*)
Great if you have Sky Digital, obtain points for prizes, very generous limit
Doesn't value existing customers, (*)
Good customer service, Discount Rewards
Discounts change and other cards have better rewards (*)
Free M&S vouchers
Uncompetitive interest rates, confusing online facility (*)
fairly decent airmile rewards especially if shopping online with Amex
customer service is a bit of a shambles, regular errors with airmiles (*)
Rewarded well for everyday spending; Fast online payment system
As with any debt, discipline and willpower should be exercised (*)
flexible, competitive
not reliable customer services or online service (*)
Advantage Points and Low(ish) Interest
Weird Repayment System (*)
Competitive APR, logical web layout
Procedural problems, slow response to emails (*)
It's special, you're special
It isn't for everyone (*)
Looks cool, perfect for sony addicts.
dubious customer service actions (*)
Low income friendly
poor payment options (*)
Cashback on Purchases; Interest on positive balances
Online administration only and some very annoying quirks! (*)
(*) Reviews by Ciao members

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