I'm 16, I live in Guernsey in the Channel Islands. I mainly review books, films, games and occassio...
I'm 16, I live in Guernsey in the Channel Islands. I mainly review books, films, games and occassionally some random things.
Member since:10.11.2008
Reviews:33
Members who trust:2
Barclays Bank is one of largest British banks and offers a full range of financial services including loans, credit cards, mortgages, insurance and pensions. The standard Barclays Bank account (for over 18's) offers a bank card and access to an agreed overdraft limit without any monthly fee, however there is sill interest to pay. The interest rate is lower than an unarranged overdraft as an agreed overdraft attracts a rate of 15.6%APR, but non-agreed lending costs a ridiculous £20 per day! Unlike most other banks, cheques up to £1,000 are available immediately for use with no inconvenience of a 3 day wait. Other Barclays banking service costs are: banker's drafts: £10, stopped cheques: £10, additional statements: £0.50, all quite reasonable really. and euro to sterling currency exchange is free! And like many banks, Barclays banking includes a raft of "premium service" accounts. The first is "Additions", which offers a package of benefits for an extra £7.50 per month. These include breakdown recovery, a legal helpline, extended warranty and purchase protection, a will-writing service, and some cheaper deals on services like pet insurance and foreign exchange. If you don't like the package then Barclays will even refund you the money. There are also many options for the under 18's, including a "Young Persons" account, BarclayPlus and more packages for students.
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: reasonable package of benefits, decent online banking, let you use cheques paid in immediately Disadvantages: charges, abysmal interest if in credit, big behemot, not ethical
magdadh 21.07.2005 ·
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Ciao members have rated this review on average: very helpful
Review of Barclays Bank
Advantages: Efficient, Good Variety of products, Best offered Cash ISA 2 years running Disadvantages: Try and sell you products that are not always beneficial to you.
BTreyo 18.04.2008 (18.04.2008)
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Ciao members have rated this review on average: helpful
Review of BarclaysBank Accounts
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Nov 17th, 2008
(Nov 18th, 2008)
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