There comes a time in everyones life when responsibility sets in, you settle down, buy a house and end up with a stonkingly huge mortgage to pay off. This is what I did followinhg what can only be described as my wild 20s and needed to get some life cover in place should the worst happen and I die. Essentially, if I died without cover in place the mortgage debt would fall on my partner as it is in joint names, who on her own would not be able to keep up with the repayments so for peace of mind, we opted to scour the life insurance market with the help of a broker to get a joint life, first ...
more