I am a very expressive person who loves the arts (writing, reading modern fiction, alternative music...
I am a very expressive person who loves the arts (writing, reading modern fiction, alternative music, art in general), travelling, meeting new people, campaigning for issues that are important to me, chocolate, animals and PVC clothing. I am an English...
Member since:12.01.2001
Reviews:78
Members who trust:28
As a student, credit card use tends to become an integral part of financing. I use one to keep my funds going during that low point when the loan has run out and the new one hasn't yet replenished the debt. I used to use HSBC's own card which was good, but loyalty points one recieved - so-called "choice points" were few and far between and I calculated that I'd have to spend thousands before I noticed any real "rewards".
This Boots Advantage Card Powered by Egg is fantastic though - I use it to pay for things I'd have to buy anyway, and I get 1p free to spend at Boots for every pound I put on the card. OK, so I have to pay a separate bill than if I'd used a debit card - but when you can set up a direct debit, what difference does it make?!
The web site can sometimes be unreliable, but this is compensated by the fact that the customner service by telephone is execellent.
How helpful would this review be to a person making a buying decision? Rating guidelines
Advantages: get extra points, these can be converted into money to spend at Boots, good customer service, interest rates are good and competitive Disadvantages: Only available to those with internet access
Advantages: QUICK APPLICATION PROCESS, HELPFUL SUPPORT STAFF, LOW PAYMENTS BY DIRECT DEBIT, MONTHLY STATEMENTS Disadvantages: THE APR IS INTRODUCTORY AND IT IS UP TO THE CARD HOLDER TO KEEP TRACK OF WHEN THE APR WILL BE INCREASED
Advantages: 0% APR for 6 months, 24hr internet access, low interest rates after the first 6 months Disadvantages: Postal problems have meant delayed cards
Jan 12th, 2001
very helpful by (70%):
helpful by (10%):
somewhat helpful by (20%):
