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49 Reviews

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Recently taken out a policy with BISL - Big mistake. I returned their agreement back late as I had been away and was charged £20! I tried to cancel my policy and was told that I would be... more

User Reviews

for Budget Insurance Company Limited

Rating Summary based on 49 reviews

  • 5 Stars
    8
  • 4 Stars
    7
  • 3 Stars
    0
  • 2 Stars
    1
  • 1 Star
    33

Detailed rating

  • Competitiveness of APR
  • Comprehensiveness of range of products
  • Efficiency of service
  • Online - Content/organization of site
  • Online - Ease of applying for products
  • 2.5
  • 2.7
  • 2.2
  • 2.1
  • 2.3
  • 8 of 8 Ciao users found the following review helpful
    Picture of katty73

    katty73

    User doesn't recommend the product

    Advantages Advantages NONE

    Disadvantages Disadvantages EVERYTHING- YOU WILL BE CHARGED FOR THEIR MISTAKES

    i too had a bad experience with this firm and as a result did not want to renew my insurance with them. I too never received my insurance certificate etc and after several phone calls where they told me it was in the post, it suddenly clicked to them that they had the wrong address for me..can you believe this they forgot to put a door number. However much to my disgust i was charged £10 for the extra policy they sent me as a result of their incompetence. I did not renew with them this year but guess what - they sent me an email saying they have deducted £290 from my card for renewal. i called ... more
  • 8 of 8 Ciao users found the following review helpful
    Picture of AnnieB11

    AnnieB11

    User doesn't recommend the product

    Advantages Advantages none

    Disadvantages Disadvantages Expensive overall, absolutely no customer service, excessive charges, rude staff

    In September (sorry I lied to you earlier, it was not December - must have had a blonde moment) of last year, I got my renewal for my car insurance from the AA, guess what, it had gone up drastically. Now like everyone else, I find the average motorist is being hit hard enough with increases in tax and fuel without having to pay out over the top for car insurance. My renewal quote was for £467.00 this was for fully comp, curtesy car, protected no claims, legal cover and and excess of £100.00. I know it's always best to shop around and that companies give better deals to new customers, so I ... more
  • 10 of 10 Ciao users found the following review helpful
    Picture of SuperPA

    SuperPA

    User doesn't recommend the product

    Advantages Advantages Cheap

    Disadvantages Disadvantages Cheap service, rude staff in SA call centre

    I have been a customer of Budget Insurance for about 5 years and have had two non-fault accidents. the first was dealt with swiftly and efficiently, my car was fixed, a replacement car was given, all with no effort required from me. My second accident however coincided with the renewal of my policy. This meant that at the moment I was being requoted, my policy reflected an accident that had not yet been recorded as a non-fault, so my premium sky-rocketed. I went from around £37 a month to £87 a month but was told that once the incident had been recorded as a non-fault and my previous insurers ... more
  • 5 of 6 Ciao users found the following review helpful
    Picture of caileag

    caileag

    User recommends the product

    Advantages Advantages ease of use, good quotes

    Disadvantages Disadvantages telephone only

    Nightmare scenario - two months into an annual policy, all prepaid, your insurance underwriter goes bust! Argh! This happened to me (and many others) with the demise of Drake Insurance earlier this year. What this actually meant to policyholders depended very much on the broker you had used, and I had the good fortune of having gone via Budget! My initial decision to use Budget was based entirely on cost - the quote was approx. £60 cheaper than the competitors. However, when Drake sank (excuse the pun) Budget showed its worth. I have heard from others who lost the remainder of their policy and ... more
  • 2 of 2 Ciao users found the following review helpful
    Picture of annemarie

    annemarie

    User doesn't recommend the product

    Advantages Advantages Competitive at the Time

    Disadvantages Disadvantages Did Not Replace the Car New for Old if Written Off within 12 mths

    My partner bought his car insurance through this company for the first time last year. We were unfortunate to be rammed 10 mths later and have our car written off. Three months later we are still waiting for our money. They are sending us pathetic letters, trying to waste as much time as possible, offering us almost £6 k less than we paid 10 mths previously. I am at my wits end, is there anybody out there, that can offer me advice as to whom to contact etc ?? We have a solicitor but he is only able to deal with our personal injuries claims. The Insurance company asked us to send them private ... more

Questions

for Budget Insurance Company Limited
  • rtyujhgfds234321we 28/7/2010 19:28:23

    They cancelled our policy, now they want us to pay the excess. Do we have to? Please advise

    We got van and home insurance with Budget, The van broke down, we scrapped it, and it has been SORNED. They cancelled the Home insurance and claim we now owe them the remainder of the policy.

    Question status

     Open