My advice is that these are an insurer you should only go with if you don't intend to claim, move house or make any other change to your policy.
Budget offered us a quote on our new house which was ridiculous, or an £82 refund.
When we rang back to cancel though the refund had changed to £19.14. When we asked why, they said there was a £35 cancellation charge (fair enough!) but then they also take 80% of the balance ALSO as a cancellation charge, as we had 5 months left on the policy!
They also wanted to charge us an additional £25 if we accepted a quote on the new property, for "administration" - all that work caused by us accepting a quote presumably.
I would stay well clear of Budget and spend an additional £10-£20 to get an insurance company that's actually useful when you need them. Smart People definitely don't use Budget.
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Oct 31st, 2009
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