Advantages: trouble free investments Disadvantages: not managed by company
Introduction:
I have been a customer of Windsor Life for about 15 years so I thought it might be useful for me to share my experiences with you. I took out a private pension and a long term Additional Wealth Plan with them shortly after buying my home.
A little background on Windsor Life:
Windsor LifeAssurance was purchased in 2004 by Swiss Re Group, which has been a well known insurer to other insurance companies since 1860. Its headquarters in the UK are in Telford and has managed more than 75 million in funds under management. It specialises in investments be they lump sum, regular savings, life insurance or pensions. When I took out my policies it was with General Portfolio, however they then changed name to GAN and then were taken over or sold to Windsor Life.
My good experiences with the company:
I have been ...
Advantages: very competitive quotes on a fully comprehensive policy, can pay monthly (CGNU had 0%apr), £20 off if you take house insurance with them too! Disadvantages: Since the merger helpline response slow, CGU were better (than NU)-NU now charge 8% apr if paying monthly
them ever again until we need them or its renewal time. So just how good is your motor insurance when it comes to the “crunch?” I have been insured with Commercial Union (CGU) for 5 years and have never had any problems with them.
This is my account of CGU motor insurance (who have recently merged with Norwich Union) and the claim process.
After the accident I spent the entire day at home sorting my claim out, and I have learnt a few lessons not only about driving in bad weather but also about the enormous difficulties I have had contacting my insurance company as a result of mergers of the large insurance companies.
CGU- why I chose them?
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I chose CGU as they offered me the most comprehensive cover on an alfa 146 for the most competitive price. I had quotes from as high as £2000 down to £300 ...
Connoisseur_Haggler 23.02.2001 (07.04.2001)
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Ciao members have rated this review on average: very helpful Review of CGU plc (CGNU)
Advantages: competitive premiums, can pay monthly (at no extra charge), will pay you upto £25 towards cancellation charges from old insurer Disadvantages: none to date...merger with Norwich Union may charge extra for paying monthly
I used to pay about £300 for my household insurance which was a lot, so I decided to shop around and to my amazement I ended up saving over £100 by taking out a combined buildings and contents policy with CGU, who are a large and well trusted name in the world of insurance!!
Before I tell you about the service offered by CGU, I think it is of paramount importance to understand how to get the best quote. The names and terms insurance companies use can be very confusing and each company has its own definition.
So Household Insurance, …do you want buildings only, building and contents, voluntary excess, no excess, extra accidental damage, legal expenses, single item/high risk items cover, away from home cover etc etc.. the list is endless…
I think it is very important to bear a few things in mind before ...
Connoisseur_Haggler 23.11.2000 (11.06.2001)
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Ciao members have rated this review on average: very helpful Review of CGU plc (CGNU)
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