Never had any problems with this company They gave me a decent mortgage and have been efficient and polite through out.
Their offices are much better run than most (I am in the industry I know!)
Everything I have asked of them they have provided me with really quickly.
I have never ... Read review
Advantages: Courteous staff , often on a first name basis. offer good self cert Disadvantages: Not the cheapest rates but serve a purpose
Never had any problems with this company They gave me a decent mortgage and have been efficient and polite through out.
Their offices are much better run than most (I am in the industry I know!)
Everything I have asked of them they have provided me with really quickly.
I have never had to ask for anything more than once!
The application stage sailed through with no hitches to the point where the vendors of my new property ... ...ease with which the mortgage had completed.
Subsequent dealings have been a joy.
They are genuine self cert unlike many of the other lenders who say they are but then want far more information than they should.
Never had any problems with this company They gave me a decent mortgage and have been efficient and polite through out. Their offices are much better run than most (I am in the industry I know!) Everything I have asked of them they have provided me with really quickly. I have never had to ask for anything more than once! The application stage sailed through with no hitches to the point where the vendors of my new property left me a note thanking me for the promptness and ease with which the mortgage had completed.
Subsequent dealings have been a joy.
They are genuine self cert unlike many of the other lenders who say they are but then want far more information than they should.
Advantages: Lend Money on most types of property Disadvantages: Hard to get through on phone, but use faxes and just keep sending
I have a different experience when dealing with CHL. They are easy to get Mortgages with and some of their products compare well. We use CHL as a set up and walk away company. If you're looking for a long term good rate and dont mind paying set up fee's these are good. We base our sums over a three year period, CHL comes out good. However if your always chasing and moving mortgages to keep rates low then these are not the best. In our experience ...
Mayhews1 15.10.2006
· Read full review
Ciao members have rated this review on average: helpful Review of Capital Home Loans
...who arranged a mortgage with Capital Home loans, they were made aware of the financial history and agreed to give a mortgage at 10% As my daughter had no other option she agreed hopeing to go to work once the child was born this she did. Her husband has now closed down his business before he ran into debt and is now a selfemployed taxi driver.As he has no new accounts to show it will be three years before they can get out of the grip of Capital Home ...
uptyu 21.11.2000 (22.11.2000)
· Read full review
Ciao members have rated this review on average: somewhat helpful Review of Capital Home Loans
Advantages: Will give mortgage to pretty much anybody Disadvantages: Unhelpful staff, incorrect redemption statements, high interest rates
Please dont use this company as your mortgage provider unless you have tried every other avenue. When starting out on the property ladder as a self employed person they were one of the few to offer me a mortgage. The application was agreed in principle but then the trouble started!!! Nothing went right but eventually I got the mortgage (short story!). When it came to leaving CHL and moving to another more competative mortgage provider the troubles ...
blacksta 09.10.2006
· Read full review
Ciao members have rated this review on average: somewhat helpful Review of Capital Home Loans
Staff courtesy
Promptness of service
Similar reviews »
Reviews which might be of interest for "Capital Home Loans"
Advantages: none Disadvantages: very expensive and our always delaying by 2 months plus ? joining they interest rate drop
hi every one heres the snag iv got 2 mortgages kensington & capitalhomeloans kensingtons mortgage £233.000 im paying £833 a month capitalhomeloans £296. 500 im paying £433.00 a month im also in a tied in for 3 years with kensington wich ends in december thank god £14000 charge if id of sold before my 3 year contract ended as plus they dont allow you un der no circumstances to be able to draw down off your property no matter how much equity you.v got also there lack off comunication . so in a nut shell big deposit ? high rates compared to other lenders? impossible to draw down ? and if you should lose your job ,and youv built a lovley extension on your house your shnucked, they cant even get repossetion prices.{1} my advice dont go self cert .{ 2} if you.v got a big deposit keep hold off it and rent why 'buying is dead money ...
Advantages: Quick, easy and cost effective Disadvantages: Live Credit Check is mandatory
I got my loan for home improvements through Northern Rock. Lots of home improvements, so a lot of capital was needed.
I did it all over the phone, just called the number and answered all the questions. Nothing out of the ordinary, the usual questions apply.
The guy on the phone made things very easy to understand and went through all the options for repayment with me. IE, I can pay the agreed monthly sum for the duration - or I can pay a lump sum off the capitol as and when I wish, which will bring down the duration. If I want to pay a lump sum off the capitol with a view to reducing my monthly payment, I can do this by re-starting the loan at the new reduced amount.
Lots of options, which suites me fine.
The only down side - which I didn't consider a downside really, was that when you are calling for a quote, even if you ...
