Capital Home Loans > Reviews > Good company

Author's product rating:   

Staff courtesy	Excellent
Promptness of service	Poor

Advantages:	Lend Money on most types of property
Disadvantages:	Hard to get through on phone, but use faxes and just keep sending

Recommend to potential buyers:

yes

Full review

I have a different experience when dealing with CHL. They are easy to get Mortgages with and some of their products compare well. We use CHL as a set up and walk away company. If you're looking for a long term good rate and dont mind paying set up fee's these are good. We base our sums over a three year period, CHL comes out good. However if your always chasing and moving mortgages to keep rates low then these are not the best. In our experience it is better to compare the mortgages over 3 years and once the mortgage is in place leave it alone, we concentrate on expansion. The only people who win when people keep moving are the mortgage brokers. CHL also lends up to 90% buy to let, but with higher lending charge. We normally stick with 85%.