I signed up to this card because I myself was advertising the cards on my site. It was the first credit card i had applied for and didn't realise how difficult it could be at my age to get one. They signed me up with no problems at all and i was sent my personally designed card within a week. I had £1000 credit limit (whether this was a good thing or not i'm not sure).
The first 6 months were interest free and worked out really good value. I only had to pay for interest on Euros that i bought using the card.
I pay the bill by internet banking and it is very easy, with payments being processed within a couple of days of being sent. Their internet site is easy to use with full statement information on the site.
Unfortunately due to a holiday i was late on one of my payments and it was then i found out the charges for late payments but i would suspect this would be the same for all cards. Their interest rate is 1.66% for me on purchases and cash.
If you have a low credit rating or fairly low income they seem to be a good bet and they will still offer you very competitive rates.
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Nov 28th, 2002
very helpful by (13%):
helpful by (88%):
