Capital One Classic Mastercard

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Capital One Classic Mastercard

Overall rating (19): Overall user rating Capital One Classic Mastercard

 

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Easy to get Credit Card

4 Apr 7th, 2003

Advantages:
Easy application and easy to handle

Disadvantages:
Not very much except a little higher APR

Recommendable: Yes 

Detailed rating:

Competitiveness of APR

Product package

Quality of Customer Service

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application


AIK786

About me: 56 years of age and have traveled all around the world Asia, Africa, Europe and Americas. I am a M...

Member since:06.04.2003

Reviews:6

Members who trust:5

Review rated by 8 Ciao members on average: helpful

What do you need from a Credit Card account? Well, for me the most important thing is easy access to, and management of, my money. Secondly, good service – the ability to swiftly get the answers I need and problems solved without a fuss. the interest rate on a current account is less important.

For the last five years, I have found my banking needs to be adequately serviced using for my current account and Egg for savings. It is no coincidence that these two were amongst the pioneers of internet banking.

are part of the huge American based Corporation. When they first started to market banking services to the UK, they were seen as something of a premium banking service. Accordingly, you had to earn a minimum of become a customer. Their current account interest rates were attractive paying over 4% at one time.

However, things have changed. As they have grown their market share, they have also become a little more mainstream. The minimum salary requirement was reduced tothen abolished (officially, at least). Therefore as things stand, the only conditions for applying for an account are:

- must be 18 years old or over
- must have salary deposited into .

Unfortunately, the high interest rate perks have in the current account, and transfer the rest to a higher interest savings account elsewhere. (If you are fortunate to have any left after 'monthly expenditure')

So what makes CapitalOne so good??

In a word – service. Whether it be using the internet or telephone banking service I have found it to be both useful and reliable.

Internet Banking –
Available 24 hours a day providing real-time information.

 
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Comments about this review
gali

gali

28.04.2003 21:26

I bought your idea and applied for the card

pakiturk

pakiturk

28.04.2003 21:21

Good comments and op

ayhank

ayhank

25.04.2003 21:20

Good comments I am sold.

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Review Ratings
This review of Capital One Classic Mastercard has been rated:

"very helpful" by (13%):
  1. pakiturk

"helpful" by (63%):
  1. matthewitt
  2. marko100
  3. sue.51
and 2 other members

"somewhat helpful" by (25%):
  1. lordmatthews
  2. Anneli86

The overall rating of a review is different from a simple average of all individual ratings.
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