Quote-start

its just capital old chap!

Quote-end

5 Sep 13th, 2004 

19 Ciao members have rated this review on average: helpful

Advantages:
the easiest card to get in the world ever !

Disadvantages:
very high interest rate -  no competeive features

Recommendable Yes:

Detailed rating:

Competitiveness of APR

Product package

Quality of Customer Service

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

athenababy

athenababy

About me:

Member since:13.09.2004

Reviews:3

ive never in all my life had so little problem getting a credit card- its as if this little plastic miracle was designed just for me and my abismal credit rating!
Lets face it - we've all gone a bit credit crazy in our wild youth ( and some of our wild second youth!) whether its been overdrafts , catalogue addiction, store cards or the dreaded L word - no not love thats the other one - im talking about LOANS - oh yes they can get you a goodun but when you're young you dont think of the consequences of not being able to pay do you?Suddenly the years have flitted away and you realise that your folly has landed you in a bit of a mess.
No credit giving company will touch you with a barge pole because of your history . No matter how rosy your circumstances are now the past is destroying any shred of confidence you had of getting a home, a car even a mobile phone -It seems like everything worth having these days is dependant on credit.
But here is where our little helper comes in- it's a credit rebuilding card designed to help young people and older lost credit causes like myself get back on the ladder of finantial success - and once you're on it you can only go up and up and up! I can't sing it's praises too much -I'm smitten with this card and you will be too trust me ! Just a word of warning though- do not be fooled into thinking that this is actually the kind of card that gives you competeive rates and all the rest of it because it's not . the interest is as high as it gets(29.9%) because the company is obviously taking a risk with you and it would be very easy to fall back into the crazy credit trap so be aware that there is no attractyive package other than a good old fashioned second chance !  

How helpful would this review be to a person making a buying decision? Rating guidelines

exceptional

very helpful

helpful

somewhat helpful

not helpful

off topic

Comments about this review »

MAFARRIMOND 14.09.2004 13:28

Welcome to Ciao. Maureen

Delicate_Orchid 13.09.2004 23:39

Ouch! What a rip-off rate. I'd rather not spend anything than get this card. Good review, though.

munch30 13.09.2004 20:02

Sounds good idea - the other comments are helpful too.

Related offers for Capital One Classic Mastercard »

Trapped.co.uk

Trapped.co.uk

Struggling with debt? Use our calculator to see if you qualify for an IVA or debt management plan.

 Visit Shop  >
Trapped.co.uk


More reviews »

Capital One Classic Mastercard - review by hewittc

Advantages: Great for people with bad credit.
Disadvantages: Extremely high interest rate

Capital One Classic Mastercard - review by hewittc hewittc 24.11.2005 (24.11.2005) · Read review
Ciao members have rated this review on average: helpful
Review of Capital One Classic Mastercard

Capital One Classic Mastercard - review by hannahlouise1

Advantages: Will give credit to anyone
Disadvantages: customer service

Capital One Classic Mastercard - review by hannahlouise1 hannahlouise1 18.06.2005 · Read review
Ciao members have rated this review on average: somewhat helpful
Review of Capital One Classic Mastercard

Capital One Classic Mastercard - review by suncolad

Advantages: Excellent for credit building
Disadvantages: Higher interest rates

Capital One Classic Mastercard - review by suncolad suncolad 24.12.2005 (24.12.2005) · Read review
Ciao members have rated this review on average: somewhat helpful
Review of Capital One Classic Mastercard

Capital One Classic Mastercard - review by Dean2007

Advantages: Fast service
Disadvantages: they tend to make admin. errors

Capital One Classic Mastercard - review by Dean2007 Dean2007 17.06.2007 (17.06.2007) · Read review
Ciao members have rated this review on average: somewhat helpful
Review of Capital One Classic Mastercard

Capital One Classic Mastercard - review by chicky_rock34

Advantages: See below
Disadvantages: see below

Capital One Classic Mastercard - review by chicky_rock34 chicky_rock34 25.09.2005 · Read review
Ciao members have rated this review on average: somewhat helpful
Review of Capital One Classic Mastercard



Are you the manufacturer / provider of Capital One Classic Mastercard? Click here