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Dissapointed

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1 Jun 18th, 2005 

18 Ciao members have rated this review on average: somewhat helpful

Advantages:
Will give credit to anyone

Disadvantages:
customer service

Recommendable No:

Detailed rating:

Competitiveness of APR

Product package

Quality of Customer Service

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

hannahlouise1

hannahlouise1

About me:

Member since:17.06.2005

Reviews:2

I applied for a Capital One Card online and was accepted.

I recieved my forms in the post, completed them and sent them back.

I then waited 3 weeks with no word from Capital One.

Another week passed and i recieved my PIN number, I called the Customer Service Line and listened to a recorded message informing me that the PIN number will arrive roughly 7 days AFTER my card.

After speaking to 2 Operators I was assured my card was on its way...so I waited...and waited...waited...and waited.

Numerous calls from me to very rude operators, I was worried about the length of time that had elapsed and simply trying to locate my card...to no avail.

Finally, after another 4 weeks I rec'd a letter from Capital One. Upon opening this i was shocked to discover that this was in fact a monthly statement!!!!!!

Although the balance was Zero I was disgusted that they clearly hadnt noted my calls or attempts to find my card and would send me a statement when I have never rec'd the credit card!

I called Customer Service and cancelled the account immediatley - if this reflects the 'Customer Service' of Capital One then I want no part of it. 

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Comments about this review »

tashat 22.06.2005 23:16

I apologise for the low rating, but to be honest, you really do need to include more information. The idea of ciao stems back to the idea that you are rating a product to someone who has never heard of it and so by way of this, you need to put a couple of lines about the choices you made to take with capital one and why they were less great than you expected. Please don't take this as an insult, I am only trying to help you better your ratings. If you are just generally warning people of specific problems, then I would do as Nar suggests. If I can help in anyway more, please let me know and I'll be happy to. xx

hannahlouise1 22.06.2005 10:47

Thank you for your comments - however my understanding of this site is not to reiterate content already provided on the products website but give a personal review of your own feelings and opinion of the porduct. If you would like to know more about the APR, products and services this information can be sought from the capital one website.

jayandfoo 21.06.2005 09:34

Good start - however, I would like to know more about the application process, the APR and Interest. If you revise the review I will be happy to re-rate.

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