Capital One Platinum

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Capital One Platinum

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64% positive

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Review of "Capital One Platinum"

published 24/10/2006 | mfcomputers
Member since : 24/10/2006
Reviews : 2
Members who trust : 0
About me :
Pro Good introductory rates
Cons Most internet transactions get declined
not rated
Competitiveness of APR
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Additional Charges

"No good for internet purchases"

I like to buy from the internet, but I've had all sorts of problems with this card.

Despite being within credit limit, never missing a payment, always using reputable sites, and entering all details correctly including address and signature strip data, internet transactions always seem to be declined. There's no problem with retail purchases, only internet.

I'm told by Capital One that this is due to their points scoring system, and basically it can decline anything if it's internet based! Even when customer services told me they'd over-ridden it for one purchase, it was still declined! The retailer in question stated that if a transaction was declined, it was usually a Capital-One card.

Don't bother if you want to use for internet purchases.

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Comments on this review

  • CHUBBYBLOKE published 25/10/2006
    Good advice for those looking for a card just for internet buys.
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Product Information : Capital One Platinum

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Listed on Ciao since: 16/02/2001