A few of us in our younger days did a little bit of damage to out credit, Capital one has offered me a £200 credit limit, I have to pay £1.66 each month just to have the card and the APR is 29.7%! So unless you are sure you can be responsible with a credit card, i would leave it well alone orr you could get in to a terrible circle with it.
I have had the card 3 months, The service I have recieved has not be very good, whether this is because they know I cant get a credit card anywhere else?
I had to wait for 1 month to get my card delievered, The first one did not turn up, as well as not getting a first statement. As I did not get a statement I did not know when I had to pay my bill. Capital One charged me £18, which after hours of phone calls refunded it. How can you pay your first bill with out recieving a statement!!?
I will update this statement in a few months when I see if the service has improved.
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I was accepted for a capital One card just recently after being knocked back by other companies. They must have abolished the small monthly payment for just owning the card because I don't pay I thing. :o) - Dan.
julietta 01.09.2001 20:34
Good review - and thanks for the warning - that APR is ASTONISHINGLY HUGE!
Boris 01.09.2001 20:12
Some of us are currently doing that damage :) I'll be steering well clear of this one tho Cheers-Matt
Sep 1st, 2001
very helpful by (61%):
helpful by (39%):
