Advantages New handset after half your contract has elapsed
Disadvantages you have to pay an excess and give back your old handset
I think lifeline insurance is brilliant, i have the complete policy, because i seem to brake handsets very easily! I think this is very reasonable if your like me and dont like keeping the same handset for too long you can change your handset after 9 months on an 18 month contract and 6 months on a 12 month contract, so this means you can get all the good offers on a 18 month contract and change it after 9 months and still get all the extra minutes and texts. There is a few problems with this also though... you have to give back your old handset in working order so you dont get to sell it off and you have to start a complete new contract including a new number so you have to inform all your contacts about your new number! and also you have to pay an excess when you start your new contract.but overall i think this is all worth it and a great deal!
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