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As good as their word

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5 Mar 5th, 2001 

14 Ciao members have rated this review on average: very helpful

Advantages:
Excellent service .  Competitive premiums .

Disadvantages:
Don't insure more powerful cars .

Recommendable Yes:

Detailed rating:

Competitiveness of APR

Comprehensiveness of range of products

Product package

Efficiency of service

Value for money

Online - Content/organization of site

Online - Reliability/speed of site

steve.toplis

steve.toplis

About me:

I've been working with computers (both micros and minis) since 1978. I build my own PC's when cash i...

Member since:18.02.2001

Reviews:45

Members who trust:6

My family have been Churchill members for some eleven years and have never had an accident until last year. My girlfriend was driving her Corsa along the road when a driver pulled out of a lay-by without looking. The damage was fairly minimal. The nearside wing was crushed.

We rang Chruchills and told them what had happened. They asked for the particulars of the accident over the phone then asked us whether we would be available to take delivery of a courtesy car within the next two days. The following day the courtesy car arrived with a guy who took our Corsa away. Two days later our Corsa was returned with a new wing and had been cleaned inside out.

If our car had been damaged beyond driveability then Churchills would have arranged for the vehicle to be picked up that day and a courtesy car supplied there and then. As our car was still driveable then we didn't mind waiting a day.

It's nice to know that when you have an accident you are just one phone call away from sorting the problem out. Years ago you had to arrange your own loan car, which you paid out of your pocket, and the insurance company would reimburse you after the claim was settled. This could amount to hundreds of pounds. These days any insurance company worth it's salt will provide the car for you through one of it's agents. When you rely on a car for transport this takes a major weight off your mind.

I have also found their premiums are around the best you can get and beat some of the giants like AA by a big margin. The only drawback with Churchill is that they don't, as a rule, insure powerful or performance cars.

They also have a CLAS policy which covers all legal fees associated with an accident. This saves the embarisment of having to pay for your own solicitor should you need to contest anything outside a policy's normal cover. This extra policy costs another £15ish and certainly adds to a good insurance policy

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Comments about this review »

lindsayjayne 23.05.2006 03:58

It's reasurring for me to read your review - I've just insured my car with Churchill. I hope I never need their services though.... x

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