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Stiched up like a kipper

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1 Oct 6th, 2001 

14 Ciao members have rated this review on average: helpful

Advantages:
Cheepish

Disadvantages:
Did not cover me for what I had asked for

Recommendable No:

Detailed rating:

Competitiveness of APR

Comprehensiveness of range of products

Product package

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Value for money

diver233

diver233

About me:

Member since:29.07.2000

Reviews:41

Members who trust:6

I had a quote from chirchills mainly because I had car insurance with them & that had been very good value.
I went through my exsisting policy with the Tele Sales person & they came back and said they could do the same cover for £40 less, Great I thought and soon as my exsisting insurance ended I signed up. This has been running now for 2 years & recently I have had a accident at home & needed to claim.
To my surprise I was told I was not covered for accidental damage.
I could not beleive it my old policy was & I had asked for it.
I told the claimes person the full story & he checked back and found my original quote and yes it was for accidental damage, but the new policy was only for standard cover.
I asked well don't you record your conversations for security perposes etc.
Yes the man said.
"Great I said get it out & listen to it because on there you will see I asked for the same cover as my last policy".
They said they would find it and listen to it and contact me.
Two days later they phoned me and said " unfortunately this time we did not record the converstaion & unless you can prove what was said theres nothing we can do".
So I have now just changed to The AA and actually got accidental cover for £14 less than Chirchills.
My advice is if you are with Chirchills read all the small & large print now, do not wait until you need to claim as you may not have the cover you asked for. 

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Comments about this review »

sparkydog 06.10.2001 14:35

That's appalling, I won't be going to them for insurance! What a rip-off. Glad you got decent cover somewhere else! Good op with a useful warning for us all!

mdstone 06.10.2001 10:37

Thats a shame they lied about that, I would be really anoyed.



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