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churchill insurance

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3 Oct 20th, 2002 

12 Ciao members have rated this review on average: helpful

Advantages:
lowest premium, choice of installments or pay in full

Disadvantages:
high apr on payments, have to ask twice to get cheapest quote

Recommendable Yes:

Detailed rating:

Competitiveness of APR

Comprehensiveness of range of products

Product package

Efficiency of service

Value for money

Online - Content/organization of site

Online - Reliability/speed of site

ken_tuck

ken_tuck

About me:

hi my names ken, im 23 years old from south shields, near newcastle for those who have never heard o...

Member since:08.10.2002

Reviews:4

I have recently taken out a policy with churchill insurance and i have to give credit to churchill as they were able to provide me with the lowest quote out of all the insurance companies. i have tried over 50 companies in order to get my quote down to £430.95 with 4 years ncb.


I was quite suprised that my quotes were coming out so high with 4 years ncd but i am under 25 and do own a 2001 registered car. i did try phoning churchill first of all and the gave me a quote in the region of £490. I then got a quote from their website and their quote came down by £60.


I do feel a little disappointed that they could not quote me the lowest price on my first call, however this is a problem i have noticed with all insurance companies.


My actual policy itself has the following excess.
fire and theft £100
windscreen £50
young driver excess £300

it is important to check these excess amount before buying a policy and in that respect churchill were among the best although egg insurance was slightly better but again not as good on the actual premium.

A problem i have had with other insurance companies in the past is that the renewal premiums are too high in some cases more expensive than the previous years despite no claims. this remains to be seen how good churchill are on this front.

I have recieved good customer service from churchill as i originally opted to pay by installments but found myself in a position to pay the full amount in one lump sum and churchill were more than helpful in arranging this change. also with my policy i recieved a free tax disc holder, something i have never recieved from other insurance companies so i thought that was a nice touch.

i am unable to comment on level of service in the event of an accident but based on my experience so far i am sure their staff will be helpful

i know that churchill will not be the best for every customer as my sister managed to get a cheaper quote but her circumstances are different to mine. i would recommend that if you are looking for insurance that you do give them a try and certainly use the website rather than phoning.

 

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Comments about this review »

shewhosmiles 21.10.2002 00:26

It sounds like a good company, I just hope they are as good if it comes to a claim which is just as important an aspect of an insurance company as the initial cost and would make the opinion more helpful if you had the unfortunate experience of a claim. Perhaps it would be better to write 'no claims bonus' in full rather than use the initials ncb or ncd in one part, it took me a couple of minutes to realise what you meant lol. Also I would suggest using capitals where they are meant to be.

trickster 21.10.2002 00:24

hiya, did you try tesco motor insurance, I found them cheaper than churchill by £60. Vick:)

Elainebaba 21.10.2002 00:11

when checking online for car insurance for my daughter, I found Churchill the best and the price resonable. She seems happy at making the right choice. avril

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