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I Called up Churchill's, and asked them which vet's in my area take their insurance.
I spoke with the claims department, the customer service department, and the vet finder line- none of them can actually give even a name of any vet- in the country that take their insurance direct!
I ... Read review
Advantages: cheap, levels of choice, pay vet direct Disadvantages: most vets dont take them direct!
UPDATE 1st august 2006
This is not a recommendation review- This company is USELESS!
There prices are extremley low (£60 excess), but that is because their cover only treats up to a year for any one condition, if your pet became diabetic- after a year they would stop paying out- for example.
I was paying about £16 per month, no deposit, cover doesnt take affect for TEN days after taking it out- they never told me that ... ...take them, as a direct payment.
You have the option to pay monthly direct debit, or yearly.
I have now changed to M&S, it was actually cheaper by £2 per month, and has zero excess & pet is covered for long term conditions, and also no age restriction on pet.
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UPDATE 1st august 2006
This is not a recommendation review- This company is USELESS! There prices are extremley low (£60 excess), but that is because their cover only treats up to a year for any one condition, if your pet became diabetic- after a year they would stop paying out- for example. I was paying about £16 per month, no deposit, cover doesnt take affect for TEN days after taking it out- they never told me that btw. And I couldnt find any vet that would take them, as a direct payment.
You have the option to pay monthly direct debit, or yearly.
I have now changed to M&S, it was actually cheaper by £2 per month, and has zero excess & pet is covered for long term conditions, and also no age restriction on pet.
Having had several quotes for my border collie pup, this was the best level of cover (I have the top level), with the best benefits for the best price. They claim to pay the vet's direct, and settle claims fast.
However, Goddard's & Companion Care don't take direct other than from PetPlan, as they get commission & as Petplan is so much more money for the same cover- I'd rather not be forced into going with them.
I Called up Churchill's, and asked them which vet's in my area take their insurance.
I spoke with the claims department, the customer service department, and the vet finder line- none of them can actually give even a name of any vet- in the country that take their insurance direct!
I assume some must do, but Churchill's haven't botherd to get a list, or keep a record.
Very unhelpful.
I have found one, whom is not biased with any insurance- they will take a post dated cheque- once churchill's pay them- they will give the cheque back.
Fair enough.
I wouldn't recommend them, as to be honest- if they can't even honor a call back, or answer a simple question like this- this early in my policy, then I don't have much confidence in their ability.
UPDATE:
I have been asked in the comments how much this is???! For my pup its £16 pm for their top cover, but it obviously goes on breed, size and age, whether they are chipped, snipped+ different prices for cats of course, so I can't give you a def price- but I can give you their phone number for a quote! ;-)
Levels of cover- well, I just went to their site & without doing a full quote again- it doesn't say what they call them eg silver, gold, platinum, so I can't seem to find that out- even after doing a search. All I know is I got the top level!
I don't like the fact that the pet isn't covered after 12 months- for a condition they have been treated for, nor the age limit- which I think is 9.
I am going to change to a different insurer because of that & their lack of help & customer service.
Advantages: none Disadvantages: excess is 10% of bill + £70!
on- or somehow avoid the issue.
This insurance is not worth taking out- pets are expensive enough- and that is why we all buy petinsurance, I have been with M&S, churchill, and more than (the latter was 3 years ago-they have clearly changed their cover), and never did I have this type of excess. Also I just tried a quote with petplan- the level of cover was much lower- for £10 extra per month.
Be warned- always read your documents through.
x ...
Advantages: Speedy service Disadvantages: None to mention
in 1989 with only 88 employees and initially only sold motor insurance. A year later home insurance was added and ever since the range of Churchill products has grown. Today the company employees over 8,000 people and sells insurance for cars, vans, motorbikes, homes, life, travel and even pets (I wonder if Churchill himself is insured ?). They also offer a range of other financial products such as personal loans.
INSURING YOU CAR
There are two ways of doing this, either by phone or online. Now I'm no Luddite when it comes to using the internet or buying online, but I do prefer to speak to somebody before I hand over any serious amount of money. So I insure with Churchill by phone rather than online, however I'll cover the rudiments of both methods.
By Phone :-
Churchill operate a 24 hour, 7 day service on 08456 001 002 ...
Advantages: Prompt payments and lifetime cover . Disadvantages: Expensive and complementary treatments not covered.
you wish to pay annually or monthly and plan taken. You?ll frequently find offers which give you a free period of insurance - currently you can apply online and get a month?s free insurance. In terms of likely costs it?s more appropriate to look at the premiums being paid in later years by an existing owner. Next week I?ll be making a payment of £351 to insure both dogs for the coming year on the basic budget plan.
They?re not the cheapest, so why do I stay with them? I stay because my dogs are ?covered for life?. If you buy pet health insurance from Tesco, Churchill, Direct Line, or Paws they will stop paying out in respect of an illness or injury after the first twelve months. Others such as Sainsbury, More Than and Pet Healthcare Services will only pay a set figure per condition regardless of the actual cost of treatment. If I ...
