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Through sheer laziness, I left the personal account with the Clydesdale. During the early Spring of 2003, they employed a couple of human beings, one of whom telephoned me early this year to ask me about my account needs. I told her that I had no regular means of being paid, and that ... Read review
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...my personal account with the Clydesdale (no real quibbles there, actually, until now), but had a completely unwarranted nasty letter this morning. I rang the branch immediately and spoke to one of the "old guard" (i.e. pre- new "number cruncher" measures to slap charges straight onto accounts without taking circumstances into account), who I shall keep anonymous to protect their job. They advised me to move my account at once to "somewhere that actually ... ...to pay myself before my Clydesdale current account went over the overdraft limit. It was three weeks since I opened the account, and I was also concerned that I had had no confirmation from the Clydesdale that I had even opened the account. I (eventually) got them on the phone (only 89 rings - I kept a record!), and they told me that the guy who had opened the account had gone on sick leave that evening, and that due to the nature of his condition, ...
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Advantages: None if you like to keep your money Disadvantages: This bank losses your money faster than you earn it
...end of problems with the clydesdale bank plc.
It all started when I opened a second account with them to make sure that all my bills got payed on time, without me spending any of the money by mistake. Very good thing to do you may say, but when the first month passed and I was inundated with reminders from several companies to whom I now owed money. I gave the bank the beniffit of my doubt with it being the first month of the account being open.
... ...thing out just before I went to work overseas for the next few months. by the time I got back I owed several companies money again as well as the bank charges that I had encoured while I was away. Now when I set up the account I made sure that there was more than enough money going into the account every month so that when I got back home I would have no bills outstanding and also money left over so I could take my family away on holiday, so there ...
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Advantages: Supposedly good for savers Disadvantages: Bad service, bad Account range
...been an account holder at Clydesdale for more than half my life. Only recently have I realised that the type of accounts they offer are so far short of the standard obtainable on the High Street.
Generally through my own negligence and indifference to my Bank account I have missed all the benefits available from Royal Bank of Scotland or Bank of Scotland who run accounts especially for students, (which I was)and graduates (which I am)and potential ...
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Advantages: large overdraft offered Disadvantages: Charges for EVERY transaction made
...the service offered by the Clydesdale bank called 'student account 2000' and think this service is absolutely awful. I have been charged for every single transaction made, and as a student this is not ideal. The current rate that i am being charged at is 32p every transaction, this may not sound too much but it can mount up to as much as £25 per month! This could obviously be spent on something more worth while, rather than pouring it into the pockets ... ...charge students for the privalege of banking with them. The Bank Of Scotland, for example, has no hidden charges assosiated with their student account, which is exactly how it should be. Clydesdale bank is simply taking advantage of young students who are in a vulnerable position. ...
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Ciao members have rated this review on average somewhat helpful