Clydesdale Bank

Many people make a big hoo hah about changing banks these days. Personally, I don't bother. You see, Clydesdale doesnt offer me gimmicks or 0% on transfers but we sting you elsewhere. Instead they offer you a steady service, everything carries a low charge (but nothing is passed) and I am not unfairly penalised for doing something wrong. I also get excellent service and things explained to me in English (not Indian!). Interested? Read on... HISTORY LESSON: I know we all like history, so let's get right into the nitty gritty of the history behind the rise of Clydesdale Bank. Clydesdale Bank was ... more

I'm so hacked off with the Clydesdale Bank that I could... I don't know what I could do. And anyway, it's probably illegal to threaten people on the Internet. It's just as well that I'm currently in India and not in Elgin, otherwise there would be an almighty scene there. Here's what's happened. I have just returned from a two week holiday in Thailand and due to various mix-ups caused by moving house, not getting mail on time etc, etc, it seems that we have had (at least) three cheques bounced by what I earlier referred to as the "good wee branch in Elgin". This was absolutely not necessary ... more

I have been with the Clydesdale bank since I was at school in the early 1970s, the word 'loyal customer' obviously doesn't mean anything whatsoever to a bank. My current account last year earned me a huge 12p of interest after tax!! That is after paying my wages into this account every month & keeping about £1000 of emergency cash in the account all the time. I recently moved to the Bank of Scotland who is paying over 6% gross for the same type of account & the Clydesdale contacted me wondering why I left!!!! The Clydesdale bank have closed so many branches in recent years, closed their ATMs & ... more

I have banked with Clydesdale for about 1 1/2 months - and that was enough. After my wife and I moved to Scotland from Australia we shopped around for a current account and ended up at Clydesdale. They seemed to be the easiest going and least paperwork fanatic. Which was true until we actually wanted to use our account. We received our tax return cheques from Australia (which were issued by the Australian Tax Office and drawn at the Federal Reserve Bank Of Australia). When I went to pay said cheques into our account I was told that they couldn't accept them, because they were made out in a ... more

The Pay-In Point Service is basically a paying in slip on which you record the amount in cash and cheques you are paying in along with your name and account number, then you post the completed slip, cash and or cheques inside an envelope into a slot in a safe inside the branch thus you don't have to que to get served. Okay I used it a few times until one Monday I paid £175 cash £20 cheque making £195, phoned the telephone banking service later in the day and my account had been credited £ 195.00 okay I thought. Ten days later I get a phone call from the preson who had written me the cheque ... more