dragonsur... 5

dragonsurge

Add to my Circle of Trust

Subscribe to reviews

About me:

Member since:14.08.2007

Reviews:32

Members who trust:1

Quote-start

Co-op Basic Bank Account - Poor to Bankrupt Credit History

Quote-end
11.10.2009

Advantages:
everything you need to function normally in a financially dependant society

Disadvantages:
none

Recommendable Yes:

Detailed rating:

Efficiency of service

Competitiveness of charges/rates

Online - Content/organization of site

Staff courtesyExcellent

Promptness of serviceExcellent

Online - Reliability/speed of siteGood

Online - Ease of applying for productsExcellent

Online - Investment trackingAverage

16 Ciao members have rated this review on average: very helpful See ratings
very helpful by (71%):
  1. costas1234
  2. hillhead
  3. flyingllamas
and 9 other members
helpful by (29%):
  1. kiss_me2070
  2. davidbuttery
  3. KateHurst
and 2 other members

View all ratings

The overall rating of a review is different from a simple average of all individual ratings.

Share this review on Google+

For a debt riddled society and banking systems that have been quite happy to fuel such a situation I can honestly say that the Co-op basic bank account is definitely one for those who would like to be in complete control of their money i.e those who do not want to or can not live on bank credit.

Most people are accepted including bankrupts

POSITIVES

No annual charges (the account is free), Visa electron card shop online & instore as well as withdraw cash at atms, pay money in via post, post office, at branches, set up direct debits & pay bills online, internet banking, great customer service, wages & benefits can be paid straight into account. Easy to apply online/phone/writing & quick set up time.

BEWARE

please note banking is free however if you do set up a direct debit for instance and the bank refuses to pay it due to insufficient funds you will be charged about £18 if this sort of thing happens approx. 3 times then the account will be closed so you do need to ensure that you always have enough funds to cover any outgoings.

OVERVIEW

This is a super little account and in todays society where pretty much everyone requires a bank account of sorts you could do a lot worse. If you need an account and you have a fairly bad credit history or even if you are a bankrupt then I would recommend applying for the co op basic account asap but do ensure that you run it properly otherwise the chances of getting another one are very slim and for a lot of people a bank account is a must and a necessary service just to get by day-day.
  Write your own review

Share this review on Google+

« Previous review   Next review »

Rate this review »

How helpful would this review be to a person making a buying decision? Rating guidelines

Rate as exceptional

Rate as somewhat helpful

Rate as very helpful

Rate as not helpful

Rate as helpful

Rate as off topic

Write your own review Write a review and you will earn 0.5p per rating if other members rate your review at least helpful. Write a review and you will earn 0.5p per rating if other members rate your review at least helpful.   Report a problem with this review’s content

Comments about this review »

davidbuttery 24.01.2010 22:52

Maybe just a tad lacking in detail, but gives a reasonably good picture. Glad to see the Co-op living up to their stated values too.

hillhead 22.01.2010 23:53

Good useful info.

flyingllamas 17.11.2009 12:28

Useful concise review.

Add your comment

max. 2000 characters

  Post comment

More reviews »

Review Ratings »

This review of Co-operative Bank Accounts has been rated:

"very helpful" by (71%):

  1. costas1234
  2. hillhead
  3. flyingllamas

and 9 other members

The overall rating of a review is different from a simple average of all individual ratings.



Are you the manufacturer / provider of Co-operative Bank Accounts? Click here