Credit Rating

Experience Experian then cancel quick!

Advantages: Free for 30 days, its very informative.
Disadvantages: YOU HAVE TO CONTACT THEM TO CANCEL,

I recently looked into Experian when I found I was having problems getting credit and couldn't understand why. Experian was my first choice as it is the only credit check company that I am actually aware of. The homepage boasts : unlimited online access to your credit report understand and manage your credit score free 30 day trial with no obligation. The free trial was what swung it for me to go ahead and register. Much is placed on the Free to ...
...your membership. The Experian website is www.creditexpert.co.uk. THE IMPORTANT BIT To cancel call 0800 6569000 and choose option 4. Great site when its free. Summary: Great if you remember to cancel before your 30 days are up ***** also reviewed on dooyoo.co.uk under cher2004 ...

cher1974 03.11.2009 · Read full review
Ciao members have rated this review on average: very helpful
Review of Experian

Credit Expert.co uk...

Advantages: None..
Disadvantages: Criminals.. Avoid like the plague..

This organization, although on the face of it provide a useful service, are in fact veering on criminal in their billing methods. What creditexpert.co.uk purport to do ascertain your credit rating for free during the course of a 7 day trial. What they actually do is: 1) Sell your details to any previous creditors you may owe money to. 2) Charge you every month, based on withdrawals made from the account you give them to test for a credit rating. ...
...and in their terms and conditions attempt to exclude themselves from Consumer Protection Law. I am sure however their policies will be found illegal if tested in any court. I suspect creditexpert are also affiliated with various credit providers (in particular Marks and Spencer’s...another less than reputable organisation) which (informally) recommend and promote Credit Expert. ...

Leadenwinter 17.11.2009 · Read full review
Ciao members have rated this review on average: helpful
Review of www.creditexpert.co.uk

Equifax is dreadful - avoid the free-trail like the plague

Advantages: None
Disadvantages: Very poor user interface, very dificult to cancel free-trial

You do all you application for their Credit Watch Gold online (with a very user-unfriendly system) -- then you have to call a premium line to complete application. You see your records and discover that they have no information on you --- which is probably why you keep failing Equifax-managed ID checks. You decide this is rubbish and you chose to cancel you free-trial. You find out you need to log onto another system with a different login to do ...
...in mind you've just logged in so they should have them), you track an almost inpenetrable link to the cancel option (trust me, it's well hidden!) and you submit your "I want to cancel my subscription question". You sigh a sigh a relief... then the system tells you the only way to cancel is to call their premium line! Bad user-interface, poor data collection, dreadful online-help, premium lines and very dificult to cancel trial... avoid like the ...

Heirold 01.03.2009 · Read full review
Ciao members have rated this review on average: helpful
Review of Equifax

Annual Credit Report - No Credit/Debit Card Required

Advantages: Cost, Ease Of Use, Friendly,
Disadvantages: Can't see who has searched your account

...I received an email from Annual Credit Report back in January inviting me to look at my credit file for free!!! Yeah I said for free. As the website suggests it was my annual credit report and the best thing about this site that it is free. The reason I received this email was exactly 12mths before I had viewed my account for free too. **Background** Nowadays we are all sceptical when we are asked to put our personal information in to a website! ...
...you compare the prices of Annual Credit report I think they are excellent and with the information they give you it’s the same as many of the others. Cost breakdown at a glance Standard – Free – NO credit card required Premium – One off payment of £4.97 Premium with live updates and full credit score - £3.97 per month. **So what information can you really see?** I was really shocked with the amount of information that I could see about me, it ...

marcellep2 09.03.2009 · Read full review
Ciao members have rated this review on average: very helpful
Review of Annual Credit Report

Avoid at all costs

Advantages: None
Disadvantages: Dishonest, unhelpful

Avoid at all costs. I signed up for the 'free 30 day trial', then telephoned after 7 days to close my account. The telephone operator spoke to me for a few minutes to sort out closing my account, then confirmed that my account had been closed. Two months later, and they are still charging me £6.99 per month. As an additional point, the advice they gave me on my credit rating was completely unhelpful. They could not explain why I was refused a debit ...

davymast 28.10.2009 · Read full review
Ciao members have rated this review on average: helpful
Review of www.creditexpert.co.uk