Credit Rating

Experian the expert

Advantages: Easy to use, Detail, Cost
Disadvantages: None so far

...like me you really want to see what is on your credit files, and in order to get a true picture you require a copy of your report from Experian. Experian is one of the three credit reference agencies used in the UK today, others include Call C ...

marcellep2 21.06.2009 · Read full review
Ciao members have rated this review on average: very helpful
Review of Experian

  Credit History Housekeeping

Advantages: Keeps you informed of your credit history.
Disadvantages: Your full credit history may not be available.

Experian are one of three credit agencies in the UK; the other two are Equifax and Call Credit. They are probably the first agency to spring to mind when you hear the words "credit history". Contrary to popular belief, Experian do not store 'black list ...

ariadne 08.04.2003 · Read full review
Ciao members have rated this review on average: very helpful
Review of Experian

Fancy nosing into my business

Advantages: Gives you the information that companys use to make decisions about you
Disadvantages: Can be beaucratic

I have recently decided to take the final step in being a grown up. The big one, the scary one, you know what I’m talking about… MORTGAGE! Yep, we have decided that now is the time to sign our life away and spend the next twenty-five years paying of ...

michaird 04.09.2002 · Read full review
Ciao members have rated this review on average: very helpful
Review of Experian

I pay my bills so I am a bad credit risk

Advantages: Excellent information, accurate and comprehensive.
Disadvantages: Obviously other people don't read it properly

I had a couple of comments on my last opinion saying that it wasn’t as ‘personal’ as the ones that I normally write. This is because I was having a go at being purely factual but it obviously didn’t turn out to be as readable as it might have been. Wel ...

SusanLesley 30.08.2002 · Read full review
Ciao members have rated this review on average: very helpful
Review of Experian

Experian - in my experience

Advantages: Only stores limited info for a shorter time than Equifax
Disadvantages: None really

As mentioned in one of my previous reviews I have worked in the mortgage market for over 5 years. During all of this time I have obviously had to work with credit searches on all of our applicants, I have also completed workshops and training courses o ...

SteveDunstable 15.06.2005 · Read full review
Ciao members have rated this review on average: very helpful
Review of Experian