Financial Services > Credit Rating

Advantages: They respond to you eventually
Disadvantages: Too many too mention

Experian CreditExpert is a service who provides you with your credit information on a monthly basis. They alert you via emails if your credit changes or if there are any movements such as any credit charged for or against you. Now that is what Experian's CreditExpert does.. of course this is simplified. I'm not going to rant on about how bad it is without any relevant substance; that is why I had held back until now to write a review about my experience ...
...been an active member of Experian since early January 2007. I thought it would be a great idea to monitor my credit ratings on a daily basis as I'm a businessman. I originally found the CreditExpert advert online saying Free credit history reports emailed to you weekly. I asked a business contact about it and he said that he is a member and said it was worth being a member. I was impressed with the initial service package; until I actually saw my ... Read review

Advantages: Information is obtainable and easy to read
Disadvantages: There are hidden charges in the 30 day "Free" period. BEWARE.

The "Free" 30 day offer that credit expert is offering is not as free as they would like you to think. I am not foolish, but disapointingly I fell into the trap of wanting to read my "National Credit Score". The advisory says that it will cost £5.95, but nothing to indicate this is not included in the 30 day free offer. I clicked on it two times in a three day period, as if I needed to check that a 999 score could reduce so dramatically! 2 x £5.95 ...
...no use, they can only read from the Credit Expert "bible", and rather blithely inform you that the small print is there. This is how they make their money in the 30 day free period. It is very misleading. Don't expect any sympathy or common sense if you call to resolve the situation. My membership ended that day. ... Read review

Advantages: Its a front for an evil system
Disadvantages: A corrupt ruling class judgeing and controlling our lives

...got my credit rating with Equifax because it was offered on a month free so I thought why not I haven\'t seen this yet. Hey all your details in one file with a rating on what type of person you are with regards to lending and finance, hey I know my capabilities because of my situation just prior to this boom in credit card lending and the constantly updated credit scoring system, I was very good at handling my money. The situation I am in at the ...
...dictated by a computer or someone\'s opinion sets the limits on what your aspirations can be(where do the two cross over). I was sucked in by the amount of credit available but have soon realised the disturbing truth - all your details in one place. The idea of credit scoring is a bad one they should have reduced the amount of credit available to people in the first place (hindsight is a great thing) but I also believe this credit crisis is manufactured ... Read review

Advantages: to help
Disadvantages: no one cares

I was shocked what I saw website about credit check reports so it seems that big companies discriminate against people with ages people with disabilities people will in council houses what the companies does not understand they do not cater for disabled people like myself because and disable myself and confined in a wheelchair mobile phone companies discriminate against disabled people like me at cut the mobile phone off they expect you that you ...
...and if you don't pay your Bill on time in this is them this in your name and your details to the creditors and get you blacklisted to tell you the truth this is absolutely disgrace that the way big companies treat people like this and all ordinary citizen they seems to could not care at all. This is an absolute disgrace and a joked. Because this is how it started I was with a mobile phone provider for 12 years and what happened was that I payment ... Read review

Advantages: email service
Disadvantages: too many to mention

**Credit Expert** -Summary- Credit Expert is an online information company that collects credit history from individual financial business lenders . Credit Expert is part of Experian they hold vital information regarding your credit worthiness, and that is your credit score. -www.creditexpert.co.uk- I have written a review already about Experian and have touched on my experiences and findings. I have had some good feedbacks that was helpful. ...
...www.creditexpert.co.uk. Since being interested in how this powerful credit machine works it has been a big learning curve for me. -Credit Scoring- This is what determines what kind of lendership you are able to have, that is mortgages, loans, and bank accounts, credit cards, mobile phone contracts, in fact any monetry valued based credit. The system is in place as to protect you and your spending habits. The initial credit scoring methods were to ... Read review