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14 Reviews

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I have had a Debenhams store card for many years now, as you or may not read my Debenhams review, I can spend an awful lot of time in there and an awful lot of money. Debenhams store cards are... more

User Reviews

for Debenhams Store Card

Rating Summary based on 14 reviews

  • 5 Stars
    3
  • 4 Stars
    5
  • 3 Stars
    3
  • 2 Stars
    2
  • 1 Star
    1

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  • 2.6
  • 1.9
  • 4.4
  • 3.4
  • 3.9
  • 39 of 40 Ciao users found the following review helpful
    Picture of robynpennock

    Level 2 robynpennock

    Member since 10/06/2005

    Reviews written: 5

    User recommends the product

    Advantages Advantages Discount and bonuses

    Disadvantages Disadvantages APR

    Now I work for Debenhams, and have done now for a year and if there is one thing I have to do, it's to be able to process account cards. There have been some modifications to the old store card and a new MasterCard has been introduced, but I'm sure you will find all the information you need below! . THE APPLICATION. The application for a Debenhams card is pretty much the same as before, except now it is a dual application you are considered for a Debenhams store card and a Debenhams MasterCard (explained later on in DEBENHAMS MASTERCARD section). There is the written application, which I would ... more
  • 27 of 27 Ciao users found the following review helpful
    Picture of dabmim

    Level 7 dabmim

    Member since 22/10/2000

    Reviews written: 425

    User doesn't recommend the product

    Advantages Advantages Discounts, specials

    Disadvantages Disadvantages interest rate

    I like Debenham’s, they sell just about everything you can possible want – and despite their prices being on the steep side I usually buy my kitchen stuff there and other bits and bobs that we find difficult to get anywhere else. So I guess it was natural when we were asked if we wanted a Debenham’s card by store staff – to answer “Yes”. A week or so later our card came along and we began to use it. We used our card and then the company behind the card ‘G E CAPITAL BANK’ increased our credit limit, and so they continued to do so until it reached its present limit of £8000 and was ‘promoted’ ... more
  • 57 of 57 Ciao users found the following review helpful
    Picture of criple

    Level 6 criple

    Member since 27/05/2002

    Reviews written: 64

    User recommends the product

    Advantages Advantages Nectar Points, Discounts, Sale Evenings

    Disadvantages Disadvantages Interest Rate

    With so many cards to choose from you may be wondering if it is still worth having account cards for the big organisations such as Marks & Spencer and Debenhams. These cards are also known as store cards and generally speaking they may only be used at the store named on the card. Some cards like the JJB Sports card have many different partners where you can shop, it goes under the name of a Duet card and you may use it wherever you see the Duet sign. It doesn’t seem to matter if you can use the card at one store or many, as there is one factor that remains the same, high interest rates. I have ... more
  • 46 of 46 Ciao users found the following review helpful
    Picture of zoe_page

    Level 8 zoe_page

    Member since 08/07/2001

    Reviews written: 854

    User recommends the product

    Advantages Advantages Discout weeks, sale preview evenings, 10% off for the first week

    Disadvantages Disadvantages the interest rate - ouch!

    First things First. ---------------------- Although I don’t have and never have had a typical Debenhams store card as such (I had the staff discount credit card) I feel I am qualified to write this opinion due to the fact that I spent two years working for Debenhams, almost exclusively in the Customer Accounts Department. The Basics --------------- There are two types of store card available, the standard blue card, and the more beneficial gold card. You cannot apply for a gold card though – basically you have to fulfill the requirements (see below) and the kind people at GE ... more
  • 33 of 33 Ciao users found the following review helpful
    Picture of jonathanw3

    Level 3 jonathanw3

    Member since 02/07/2005

    Reviews written: 40

    User doesn't recommend the product

    Advantages Advantages Rewards, Special member nights, pre-sale information, money off vouchers

    Disadvantages Disadvantages HIgh interest on cash and purchases, High fees if anything goes wrong

    I went into Debenhams in Wigan in the North West and was about to spend around £100 pounds on clothes and various other things. Anyway I had remembered watching a programme on store cards. They said that they are excellent to have so long as you don't misuse them. They also said that you received 10% off on purchases when you open an account. I looked around the store and found a little card explaining a little about the card. I noticed that you got ten percent off purchases when you opened an account. I thought that if I did not use it again at least I have saved over a tenner on my purchases ... more