Debenhams Store Card

Advantages: Discount and bonuses
Disadvantages: APR

...The application for a Debenhams card is pretty much the same as before, except now it is a dual application you are considered for a Debenhams store card and a Debenhams MasterCard (explained later on in DEBENHAMS MASTERCARD section). There is the written application, which I would not recommend doing as this takes alot of time and once you have filled in all the questions the member of staff has to relay all the information over the phone to someone ...
...roughly every 90 days in Debenhams then this could be useful, just make sure that you hang on to receipts or old statement as proof of purchase! Purchase protection; if you were to buy something breakable or an item of clothing and were to break it or stain the clothing then the item would be covered under your account cover and you can claim back another item, or the monetary equivalent. You can also be covered against the interest on your card ... Read review

Advantages: Discounts, specials
Disadvantages: interest rate

I like Debenham’s, they sell just about everything you can possible want – and despite their prices being on the steep side I usually buy my kitchen stuff there and other bits and bobs that we find difficult to get anywhere else. So I guess it was natural when we were asked if we wanted a Debenham’s card by store staff – to answer “Yes”. A week or so later our card came along and we began to use it. We used our card and then the company behind ...
...and so they continued to do so until it reached its present limit of £8000 and was ‘promoted’ ‘gold status’. (Now that’s a lot of credit!) So how does the card work? It works like a ‘normal’ credit card but just in Debenham’s you pick your goods; you hand over your card and sign the piece of paper that is given you to place your signature on. At first I thought it was because I was getting famous that all the staff in Debenham’s wanted my autograph, ... Read review

Advantages: Nectar Points, Discounts, Sale Evenings
Disadvantages: Interest Rate

...unique purpose. The Debenhams account card is for sole use in Debenhams, you can however use it online at www.debenhams.com and the Debenhams direct catalogue. You can apply for a card in store where you are required to complete a paper application form or on the Internet site. If you visit the website you have a choice where you can simply submit you name and address details and a paper application form will be sent out for you to complete and sign ...
...Blue in colour with the Debenhams logo and a silver circle in the middle. Your account number will be printed along the front of the card along with your full name. You must sign it on the reverse immediately as you will be assigned a credit limit and as with any credit card it could be subject to fraudulent transactions. It doesn’t appear to have an expiry date so unless you loose your card or it stops working you probably won’t be sent another ... Read review

Advantages: Discout weeks, sale preview evenings, 10% off for the first week
Disadvantages: the interest rate - ouch!

...never have had a typical Debenhams store card as such (I had the staff discount credit card) I feel I am qualified to write this opinion due to the fact that I spent two years working for Debenhams, almost exclusively in the Customer Accounts Department. The Basics --------------- There are two types of store card available, the standard blue card, and the more beneficial gold card. You cannot apply for a gold card though – basically you have ...
...--------- Open a Debenhams account card. Go on. I'm not there any more so there's not point going to the Market Street store just so I can get the commission, so simply pop into your local branch. Do go to CAS though because practically no one ever does, but we like comission too you know. Come on, you know you want to........... ... Read review

Advantages: Rewards, Special member nights, pre-sale information, money off vouchers
Disadvantages: HIgh interest on cash and purchases, High fees if anything goes wrong

I went into Debenhams in Wigan in the North West and was about to spend around £100 pounds on clothes and various other things. Anyway I had remembered watching a programme on store cards. They said that they are excellent to have so long as you don't misuse them. They also said that you received 10% off on purchases when you open an account. I looked around the store and found a little card explaining a little about the card. I noticed that you ...
...transactions I had in any Debenhams during that week. The woman did all the relevant stuff over the phone, and said that I could have one with a £250 limit. I do not really earn much or but make a high number of purchases regularly, so this was enough for me. Obviously the more you earn the more you can have. The lady gave me a temporary paper card that could be used until I received the proper plastic one, similar to a credit card. The current ... Read review