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Home > Finance > Banking & Personal Finance > Card/Payment Services > Direct Debit Card/Payment Services
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5 Reviews

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the direct debit. it is suppose to be hassle free. easy to maintain. dont know if its just me but direct debit from my know how is a great pain. i set up a direct debit for n.t.l for 17.99 a month... more

User Reviews

for Direct Debit Card/Payment Services

Rating Summary based on 5 reviews

  • 5 Stars
    		4
  • 4 Stars
    		0
  • 3 Stars
    		1
  • 2 Stars
    		0
  • 1 Star
    		0

Detailed rating

  • Additional Charges
  • Competitiveness of APR
  • Ease of Application
  • Product package
  • Quality of Customer Service
  		• 4.0
  		• 4.2
  		• 4.4
  		• 4.2
  		• 4.2
  • 74 of 74 Ciao users found the following review helpful
    Picture of AnitaM

    AnitaM

    5 Stars I'm Just Ringing To Tell You I'm Not Dead! 08/12/2003
    User recommends the product

    Advantages Advantages Quick and simple to set up; Never get into arrears with bill payments

    Disadvantages Disadvantages Might be difficult to budget for if you are not paid monthly

    I thought I’d write an opinion on the dreaded phrase in our office for the past year – DDs. Now, before I go on I think Direct Debits are an excellent solution to paying bills in modern day life but I will be happy if I never hear the words again. My company sets 4 “business targets” every January and for each one we achieve we get a 1% bonus each February of the following year. Of course, you don’t need to be a mathematical genius to work out that if we achieve all 4, that’s a 4% bonus in our pay packets early next year. It’s not going to enable me to retire but it is going to be an extra few ... more
  • 44 of 44 Ciao users found the following review helpful
    Picture of zoe_page

    Level 8 zoe_page

    Member since 08/07/2001

    Reviews written: 871

    5 Stars Money, Money, Money 23/01/2003
    User recommends the product

    Advantages Advantages Saves you time and effort, free to set up, leaves the money in your account to the last possible moment

    Disadvantages Disadvantages If you're no careful you can lose track of spending, mistakes have been known to happen

    A large part of my last job in the UK involved sorting out the troubles customers got themselves into when they “forgot” to pay their store card bills, and at least 5 times a shift I could be heard to mutter the immortal words “Well why don’t you set up a Direct Debit?” I’ve got a few of the lovely DD things – one for my rent, another for my credit card and a third for my staff card, but just what are they? 1. What is Direct Debit? Direct Debit is a simple and safe method of paying bills and subscriptions automatically from your current account. You ... more
  • 34 of 34 Ciao users found the following review helpful
    Picture of redpen

    redpen

    5 Stars Anyone for chips? 01/07/2003
    User recommends the product

    Advantages Advantages Decrease in fraudulent activity, more efficient customer service

    Disadvantages Disadvantages forgetting your PIN!

    N.B. Admittedly this could be under the wrong heading. Although it doesn’t come under Direct Debits, it does come under payment services, perhaps a general heading in this category would be useful; anyway that is why I have added it here! For the sake of argument we’ll call it blurring the line! Chip and PIN is a new initiative being pioneered by the banking sector and a number of major retailers. Chip and PIN will be a revolutionary change for consumers in the way in which the complete card transactions at the point of sale. …Chip and PIN what is it? Chip is an intelligent piece of microchip ... more
  • 7 of 7 Ciao users found the following review helpful
    Picture of Charliebuoy

    Charliebuoy

    5 Stars Standing Orders and Direct Debits. 07/02/2003
    User recommends the product

    Advantages Advantages Provide Easy payment methods

    Disadvantages Disadvantages You loose some control to banks and companies

    Standing Orders & Direct Debits. I work in the finance industry and know how these payments work. I am aware not everyone is though. Without going into boring detail, I will try to give you basic understanding of the 2. For those interested you can either drop me a line or visit; (http://www.apacs.org.uk/aboutapacs/htmf​iles/bacs.htm - Company that controls these payments) (http://www.apacs.org.uk/aboutapacs/htmf​iles/debits.htm - Direct Debits) (http://www.apacs.org.uk/aboutapacs/htmf​iles/storders.htm - Standing Orders) A direct debit is an agreement set up between you (the customer) and the ... more
  • 0 of 12 Ciao users found the following review helpful
    Picture of thompson500

    thompson500

    3 Stars DIRECT DEBIT PAIN 22/04/2004
    User doesn't recommend the product

    Advantages Advantages easy to set up

    Disadvantages Disadvantages hard to know what they take out and when

    the direct debit. it is suppose to be hassle free. easy to maintain. dont know if its just me but direct debit from my know how is a great pain. i set up a direct debit for n.t.l for 17.99 a month. great i thought dont need to worry about that. but when i got my statments. guess what? £53 taken out. i asked the bank why they say over the past three months they have failed to take the money out. why i ask i have money ready. dont know she replyed. dont get me wrong the direct debit is a fantastic idea when it works with the right company. remember you have the right to the direct debit ... more

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