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5 Reviews

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I have been a direct line customer for over 5 years and had not experienced any problems until recently when a direct debit failed. Direct Line were not able to tell me why it had not worked (not... more

User Reviews

for Direct Line Life Insurance

Rating Summary based on 5 reviews

  • 5 Stars
    1
  • 4 Stars
    1
  • 3 Stars
    0
  • 2 Stars
    0
  • 1 Star
    3

Detailed rating

  • Competitiveness of APR
  • Comprehensiveness of range of products
  • Efficiency of service
  • Online - Content/organization of site
  • Online - Ease of applying for products
  • 4.0
  • 3.4
  • 2.4
  • 4.0
  • 4.2
  • 3 of 3 Ciao users found the following review helpful
    Picture of aforest

    aforest

    User recommends the product

    Advantages Advantages Price, cover and service

    Disadvantages Disadvantages none

    Recently decided to shop around to reduce the price of my life insurance and ended up insuring 2 of us (my wife and I) for the price I had been paying for just me with the same level of cover for very slightly less cost. I found directline insurance online and went through the very easy online quotation procedure. An initial price was given onscreen then a representative called the following day to finalise the details and price. All the papers quickly arrived and I was able to kiss my present high street bank provider goodbye!! Give them a try.... ... more
  • 4 of 4 Ciao users found the following review helpful
    Picture of brownp1

    brownp1

    4 Stars Best buy 09/08/2000
    User recommends the product

    Advantages Advantages Value for money / ease of use

    Disadvantages Disadvantages none

    Using financial reports, and surfing "best buy" sites Direct Line consistantly came in the top 5 products, in terms of obtaining a defined amount of cover for the best value. In actually applying for quotes Direct Line were indeed the best value Additionally the ease of use of their web page compares favourably to other sites, in that the quote is delivered on-line (unlike sites of conventional insurers), the quote is held allowing you to check other options and return to direct line I would reccommend direct line to anyone seeking single life cover ... more
  • 7 of 7 Ciao users found the following review helpful
    Picture of daveplumb

    daveplumb

    User doesn't recommend the product

    Advantages Advantages None

    Disadvantages Disadvantages Departments don't talk to each other, will extort money for nothing

    I have been a direct line customer for over 5 years and had not experienced any problems until recently when a direct debit failed. Direct Line were not able to tell me why it had not worked (not entirely surprised, but I had checked with the bank before phoning and all was fine as far as they were concerned). Direct Line's response was to demand the full premium up front, or cancel the policy - not liking to be threatened, I cancelled the policy. A month or so later, I received a letter demanding not only the months due, plus 'penalty' month but for an extra month on top - nobody could tell ... more
  • 8 of 8 Ciao users found the following review helpful
    Picture of SimonPA

    SimonPA

    User doesn't recommend the product

    Advantages Advantages None

    Disadvantages Disadvantages Very poor customer service when making claims.

    I am currently in the throes of making my first subsantial claim with Direct Line Insurance after the theft of my vehicle. The vehicle has not been found, the police have closed the file on it and yet, two months on, I am still exchanging letters and phone calls with Direct Line in an attempt to get them to pay out on the policy. I have been a customer with them for 10+ years and, to date, have thankfully never had to make a claim. I am amazed at how difficult the process is proving to be and how unhelpful Direct Line staff are. As a result of the way I have already been treated by this ... more
  • 0 of 8 Ciao users found the following review helpful
    Picture of jerrywh

    jerrywh

    User doesn't recommend the product

    Advantages Advantages Can be cheap

    Disadvantages Disadvantages Claims are a true nightmare

    I was insured with Privilege, a subsidiary of Direct Line. My car was written off following a collision with a car insured by Direct Line. The other party accepted full and complete liability. You would think that would make things simple, but it did not. I had to deal with six (6!) different departments, none of whom would talk to each other. None of them were helpful or constructive. They lost letters, (and faxes!) their replies were form letters that failed to cover the points raised. Even their 24hr emergency telephone line failed to operate. When I complained they said they could not ... more