Egg Card

Egg Card

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INTRO I first decided to get an Egg Credit Card to take advantage of a 0% Interest Balance Transfer (BT) about 2-3 years ago. This was so that I could buy a £1,000 laptop (Samsung Q35). The interest free period was only 6 months but that's all I needed to pay off the balance. I think the BT ... Read review

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Reviews of Egg Card »

1-5 of 196 reviews of Egg Card Show all reviews

To Egg or not to Egg?

Advantages: Good customer service, Discount Rewards
Disadvantages: Discounts change and other cards have better rewards

...first decided to get an Egg Credit Card to take advantage of a 0% Interest Balance Transfer (BT) about 2-3 years ago. This was so that I could buy a £1,000 laptop (Samsung Q35). The interest free period was only 6 months but that's all I needed to pay off the balance. I think the BT fee was about 2.5% back then. It's a bit higher now, circa 3% in line with other credit card providers. They also have a 0% on purchases offer on the same card, at the ...
...not as a more recent egg card just asked me to log in to view my PIN online.

==ACCOUNT FACILITIES==

Logging in involves providing your first name, last name, date of birth, postcode and then your security details such as your mother's maiden name followed by your password. The first four details can be 'Remembered' on your PC so you don't have to keep entering them if you use the account frequently although this is not recommended ... more

Deru 18.10.2009
Ciao members have rated this review on average: very helpful
Review of Egg Card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

They Have Cracked It This Time!

Advantages: Interest Rates, Range of Services, 24/7 Online Access
Disadvantages: None (I think)

I took out an Egg credit card about 2 years ago now. This came about from a recommendation from someone after I was looking for something cheaper than my expensive Barclaycard. After checking out the Egg website I had no doubts that this was the next credit card on my list. I say on my list as I am one of these people that won’t stick with a credit card once the introductory rates end. I like to switch from one to another to keep me from paying that ...
...me choosing to go with Egg over other companies? The first being that even after the introductory rate had ended they still only charged 13.9% Apr, now at the time 2 years ago this was about the cheapest I could find. Please bear in mind this was 2 years ago and they now charge 14.9% but this is still very good but not the best APR on the market as I do know of cheaper ones at the minute. The introductory offer was 0% APR for 6 months, I could live ...

Andy0304 04.11.2004 · Read full review
Ciao members have rated this review on average: very helpful
Review of Egg Card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

An Eggcellent card

Advantages: 0% interest for 6 months and cashback
Disadvantages: Cashback could be more

...couldn't resist the pun! Egg have done well with this card, and they've grown their market share dramatically over the past 2 years. This shows how good their card is in itself. APPLICATION Obviously, you can apply over the internet(www.egg.com). However the Consumer Credit Act states that you have to sign for it, so Egg will send a completed application form for you to sign. Money Laundering laws also require them to ask for your identity, so ...
...so if you get an Egg card you have to be with them for the long-haul. CUSTOMER SERVICE The customer service is good, and I haven't had to wait for long when dialling their service centre to talk to someone. Bear in mind that unlike FirstDirect, you don't go straight through to a person, and you will have to be answered by a computer initially. I have had problems transferring balances to Egg, from my American Express card (since a transfer has ...

hthomas018 28.11.2002 · Read full review
Ciao members have rated this review on average: very helpful
Review of Egg Card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

Less humiliating than www.savekaryn.com

Advantages: 0% on balance transfers for six months, APR of only 13.9, The widespread acceptance of VISA, No annual fee, 0.5% cash back on all purchases, Egg Reward Scheme, No more paper bank statements, No more annoying automated phone banking services
Disadvantages: You could get a lower APR elsewhere, £20 fee for missing payment or going over credit limit, less cashback than before

...Egg? --------------- I chose Egg for a variety of reasons. Firstly, the card is pretty. Secondly, I wanted 0% on balance transfers for a good few months so that I can pay off all my outstanding debts more easily. Thirdly, I wanted the convenience of being able to do all my financial transactions online, from any computer in any country at any time of my choosing. (even on Sky Digital if I want to!) Fourthly, I wanted some space back in my Important ...
...to get a decision from Egg within about 30 seconds. And finally, I wanted a card I could use for shopping at lots of places. Egg is taken everywhere VISA is, which was a big selling point for me. That's 16 million locations worldwide! Who Are Egg? ------------ Egg were actually started up by the Prudential, in 1998. If they hadn't had a solid name behind their conception, I think I would have been more wary of signing up with them. However, over ...

molelover 14.12.2002 (22.05.2005) · Read full review
Ciao members have rated this review on average: very helpful
Review of Egg Card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

FERTILISE THOSE FINANCES

Advantages: Competitive APR, Cash Back, Online Management
Disadvantages: Web interface is not as user friendly as it could be

...credit card is virtually essential. Egg was one of the first financial institutions to cater solely for online financial management, coupling increased technology awareness with a groovy youthful image. I’ve had a credit card with Egg for around 9 months now. It’s not my card of choice, simply because I tend not to carry a balance from month to month, and I find that my account history with Barclaycard is rewarded with good service and ...
...over 1 million customers. The Egg company deal in banking, investments, insurance and online shopping, but their most successful product is without a doubt the Egg credit card. www.egg.com won the Yell.com award for Best Finance Site in 2001 (I’m a big fan of easy to remember URLs - and www.egg.com is pretty easy to remember.) Application Process ============== Not surprisingly, the application process takes place online – no forms, ...

LostWitness 23.11.2001 · Read full review
Ciao members have rated this review on average: very helpful
Review of Egg Card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

Your flexible friend

Advantages: Competitive interest rates, easy to transfer money, banking online, high level of security
Disadvantages: none

I have been an Egg customer for a few years now – I joined soon after they started, with those fantastic interest rates on their savings account. So when their credit card was launched, I was soon sent an application form. Not just any application form, I might add, since Egg told me that I was already pre-approved for a credit card with them, and all I had to do was sign the forms. At the time, I was a second year university student, and having ...
...I was a student, that Egg didn’t ask for any financial information (employment for example), but I assume it was because I already had a savings account with them and had been a good customer. Now unlike some people, I didn’t want a credit card for actual reasons of ‘credit’. I wanted it simply because some places refuse to take switch (e.g. ITVdigital), and because sometimes my switch card causes me problems, as it has no ...

weebagpuss 02.08.2001 · Read full review
Ciao members have rated this review on average: very helpful
Review of Egg Card

Competitiveness of APR

Product package

Quality of Customer Ser...

Reward Scheme

Additional Charges

Security and Privacy

Ease of Application

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Egg Money - Cracking Card?

Advantages: Pre loading, 1% cashback, Earn Interest
Disadvantages: Interest still only 4%, Internet only

Maybe I am just old fashioned but I have never really liked the idea of buying on credit, if I want something I will always wait until I can afford it, but when I started using the internet I knew I would need the added security that comes with a credit card and Egg Money really appealed to me for the following reasons. 1) Pre-loading. This simply means that you do not actually have to use it as a credit card but like a normal bank account. You can set up a regular monthly payment from your current account and top up any time you like. As it is an internet only account you can keep an eye on your balance and make sure you never go into the red. 2) 1% cash-back on all purchases (more for some selected retailers such as 5% at Dixons and CDWow. - check website for latest offers) 3) 4% interest received on positive balances ...

bazh66 13.07.2007 · Read full review
Ciao members have rated this review on average: helpful
Review of Egg Money (Credit and Debit card in one)

Points everytime Boots and Egg Credit card

Advantages: Extra points to spend at Boots, no interest for qualifying period
Disadvantages: Temptation to spend, spend, spend!

After years with no credit card & reliance on my overdraft to 'tide me over', I saw an ad for the Boots Advantage credit card powered by Egg. This card is excellent! I receive one point where ever and on what ever I use the card to purchase. And for the first 6 months there is no interest on any new purchases - bonus! This gives me the chance to clear my (interest based) overdraft whilst earning extra points to spend at Boots. If you pay off the total balance each month then you stand to benefit the most from this card as you will still be earning points to spend at Boots. The web site is very user friendly and if you need to telephone I have found the system quick and helpful. This card is really meant for us girlies who love extra money to spend on cosmetics and tolietries; an excellent (and free if you pay off your ...

moose 08.12.2000 (11.12.2000) · Read full review
Ciao members have rated this review on average: helpful
Review of Boots Advantage Card Powered by Egg

Egg credit card

Advantages: With the Egg card you can easily access your account, it offers a high level of security and great interest rates
Disadvantages: NONE

I’ve only had my Egg card for six months. But I can tell you this is a great card. RATES Egg’s rates are always low. Their latest offer (for new card holders) is 0% APR on New Purchases and balance transfers for six months. After a six month period is up the APR rises to 11.9% which is better than loads of other cards.They offer reduced rates on balance transfers for existing card holders as well, the one I used was at 0%. SECURITY You can do all your transactions through the website. Which saves time having to wait in long ques! The site has recently been redesigned and the log on allows you to view all your Egg products on the same screen. When you log on the site asks you for your name, your mothers maiden name password and your post code. PAYMENT AND BILLS When you have applied Egg you have to set up ...

Minx78 03.06.2001 · Read full review
Ciao members have rated this review on average: helpful
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