Egg Money (Credit and Debit card in one)

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  • Egg Money (Credit and Debit card in one)

Egg Money (Credit and Debit card in one)

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Good

ProCashback on Purchases; Interest on positive balanc...

ConsOnline administration only and some very annoying ...

When it comes to financial matters I like to think of myself as a rather savvy consumer. I tend to shop around for good bank accounts and I make my money work for me. Credit cards are no different. If you are disciplined your credit card can actually make you money (well, technically what I am...

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Super

“Fried,Scarambled or Boiled?”

published 29/03/2008

ProPays interest on positive balances Cash back

ConsWeb site sloooooooooow at times

Egg.com is owned by the US based Citibank group and to use the first of probably many egg based puns they certainly got egg on their face the day they decided to withdraw credit from roughly 160,000 of their custumers - Citi bank claimed that credit was being with drawn from users with a risky...

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Excellent

ProCashback, simple to use, interest on credit balanc...

ConsSlow money transfer from external accouts, can wor...

Egg's latest product is excellent, providing a all-in-one solution. It took me a while to get my head around how it works, but now I understand it, I think it's great! Use it as a credit card: ------------------------------- Essentially, the egg money account is a credit card. You get up to 50...

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Excellent

ProProviding you pay it off in a year its interest fr...

ConsHigh Interest on cash withdrawals from cash points...

WHY I CHOSE THE EGG CARD. Well six years ago we were going on a six week trip to the USA and I hate to take cash or travellers cheques so I wanted a credit card that I would be able to use while I was out of the country and I would not be charged excessive amount for using it while abroad. While...

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Excellent

“Why pay to spend??”

published 05/07/2006

ProEarn money while spending!

ConsCan't ge cashback in supermarkets

I have had my Egg Money Manager card now for 4 months and I think it's a great concept for those who need a little help keeping in control of their finances. What is it? :- It's a credit and debit card in one. Put very simply, it acts very much like a current bank account with an overdraft...

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Good

Pro Quick to set up, knowledgable staff

Consnot sure about the paper free side and not much he...

I'm not actually sure how I feel about Egg. They were very quick to accept me and set up my account, but with the problems I now have, I'm not sure this is a good thing. I have spoken to them on the phone a couple of times, and I have to say, the staff have been very friendly and helpful. I have...

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Super

“Egg Money - Cracking Card?”

published 13/07/2007

ProPre loading, 1% cashback, Earn Interest

ConsInterest still only 4%, Internet only

Maybe I am just old fashioned but I have never really liked the idea of buying on credit, if I want something I will always wait until I can afford it, but when I started using the internet I knew I would need the added security that comes with a credit card and Egg Money really appealed to me...

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Excellent

ProLow APR, decent AER, good website, good service

ConsYou have to use it right

Pure Brilliance I don't understand why you would not have an Egg Money card. The concept is easy. You can use it at as a credit card and get charged a low APR of 7.9%. Well, that's brilliant for a credit card. Alternatively, you can front load the card and get paid interest on your positive...

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Super

“Egg Money - a brilliant idea”

published 01/08/2006

ProCash back, excellent website, long interest free p...

ConsSlow transfers to/ from the account.

This is a great credit / debit card as it is one of the best cash back schemes available. The card is innovative as it functions both as a credit card and debit card. If you are in credit it pays you 4% interest (gross and taxable - so not so good for 40% tax payers) - but still reasonable. Once...

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Not for me

Pro1% cashback, contacted me to discuss the applicati...

Conscustomer service non-existant, online email servic...

The good: (note, this 'good' bit was written 2 years ago, the experience of opening a card may have changed since then, Egg was bought by Citi right?) I recently applied for this card, and less than an hour after submitting the application Egg phoned up for a chat, essentially to work out why I...

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Not for me

published 16/07/2008

Help me Please! Has any one else experienced difficulty applying for Egg Money. I have been trying to apply for the past three weeks,my application on line states processing my application. When I contact Money via the secure site I am given numerous suggestions to try but to no avail. Has any one experienced this? and how did you resolve it?

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Excellent

“Egg Online Customer Support”

published 29/03/2007

Pro Excellent customer support system

ConsMinimum payment of £1

I was a very happy Egg customer. I liked how I could deal with all my transactions online and everything was very clearly set out. I eventually wanted to pay off my Egg Card and become credit-free. I made a payment but because of the way they charge interest I ended up with 25p left that I owed...

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Good

ProCashback, easy to use website

ConsCredit limit is too low, difficult to increase (ev...

I'm fairly sensible with my money and figured getting a 'cashback credit card' would be a savvy way of making a small bit of cash from my purchases, with the full balance being paid off and cleared at the end of the month. So in terms of the 1% cashback - Egg delivers quite well in this sphere...

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Product Information : Egg Money (Credit and Debit card in one)

Manufacturer's product description

Ciao

Listed on Ciao since: 06/10/2005