I've had my egg account for about a year now and have had no real complaints with the service in all that time. The website's annoying of course - full of pointless pictures and applets that take ages to load - but aren't they all? This is tolerable in view of the fact that egg's accounts still pay high interest rates (although they are no longer the highest. Where egg really comes into its own is with the credit card. It's only a couple of months now before I should get a nice little present from egg - 1% cashback on anything I've spent on the card this year. There's been no annual fee and I've not had to pay a penny in interest. How on earth do other cards manage to survive? One word of warning. Egg's accounts are like any other new accounts - high interest rates when they're launched, which will start to fall (egg even admit to this). They are no longer the highest paying accounts on the net - check out nationwide.co.uk - but nevertheless, the excellent service and the superb credit card make it highly recommended.
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Advantages: Simple application process. Very flexible personal finance. Low APR Disadvantages: Telesales staff very pushy with the payment protection sales.
alflavor 22.09.2001 ·
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Ciao members have rated this review on average: very helpful
Review of Egg Loans
Aug 5th, 2000
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